A disproportionate number of complaints against Enova were generated in predominantly Black and Latino communities, raising questions of equity and disparate impact.
@crlonline.bsky.social @civilrightsorg.bsky.social @legaldefensefund.bsky.social #Fintech #RentaBank www.nclc.org/fed-urged-to...
“It sets the stage for hidden discrimination and predatory lending, including old threats, like redlining, and new problems, such as algorithmically based discrimination,” said Odette Williamson, NCLC's director of #RacialJustice advocacy. @msnowevents.bsky.social www.ms.now/opinion/new-...
“These 80/20 loans were super predatory and targeted to people of color, low-income neighborhoods, people with low credit scores," said Andrea Bopp Stark @nclc4consumers.bsky.social #ZombieDebt #foreclosure #ProtectConsumers @crainschicago.bsky.social www.chicagobusiness.com/real-estate/...
"LIHEAP is a strongly bipartisan program. We all support it around here, because it helps people who need the help to literally survive the winter--and in the South, the summer." #KeepTheHeatOn #ProtectConsumers #LIHEAP youtube.com/shorts/U2WG0...
“The CFPB has replaced public engagement with rulemaking by fiat. Good rulemaking is done in the open. This sham process resulted in a flawed, dangerous rule that exposes people to rampant credit discrimination in the midst of an affordability crisis.” - NCLC's Diane Thompson
The CFPB took a major step backward, issuing a rule that eviscerates fair lending protections under the Equal Credit Opportunity Act (ECOA), dealing a devastating blow to the many people who face discrimination when they seek credit. www.nclc.org/cfpb-guts-fa...
With the signing of this groundbreaking bill, Governor Janet Mills brings transparency and fairness to the home equity investment loan process -- applying comprehensive boundaries to a complex financial product. #MEpolitics @housingwire.com.web.brid.gy www.housingwire.com/articles/mai...
If you are currently repaying a Parent PLUS loan, 𝐲𝐨𝐮 𝐧𝐞𝐞𝐝 𝐭𝐨 𝐚𝐜𝐭 𝐟𝐚𝐬𝐭 if you want to have the option to repay it in an income-driven repayment (IDR) plan. #ProtectBorrowers #DefendStudents
studentloanborrowerassistance.org/parent-plus-...
"The CFPB is the main agency with authority and the mission to help consumers with credit reporting issues, and if we're serious about protecting Americans and ensuring the integrity of the credit reporting system then we must support a strong CFPB."
- @repbillfoster.bsky.social
The CFPB "has saved in refunds to American families $21 billion since 2011. That's not counting the probably 4-5x that amount saved by stopping predatory schemes in their tracks."- @merkley.senate.gov
Not all criminals wear masks. Trump putting Vought in charge of the CFPB was a gift to lawbreakers.
“Governor Janet Mills brings transparency and fairness to the home equity investment loan process,” said Andrea Bopp Stark at NCLC. “This legislation applies comprehensive boundaries to a complex financial product.” #ProtectConsumers #MEpolitics #Maine #FairHousing www.nclc.org/maine-govern...
CFA and a coalition of national organizations sent a letter to #Congress urging oversight hearings, calling Director Pulte to account for his actions that have undermined the functionality of #FHFA and worsened our #Housing affordability crisis.
These bills are "a giveaway to one of the most problematic sectors in the financial services industry. The three major credit bureaus and other CRAs have been by far the most complained-about companies to the #CFPB for many years." @chichiwu.bsky.social #ProtectConsumers www.nclc.org/bills-boosti...
"In a time when consumers are struggling already with the affordability of everyday expenses, Congress should be helping consumers address credit reporting problems, not caving to the
industry’s wish list." @chichiwu.bsky.social #ProtectConsumers #CreditReporting www.nclc.org/bills-boosti...
“Congress must adopt reforms to rein in abusive credit bureaus and authorize the creation of a public credit registry, so that consumers have an alternative to the oligopoly of the Big Three credit bureaus." 2/2 #ProtectConsumers #CreditScores www.nclc.org/bills-boosti...
“Credit bureaus, employment background check agencies, tenant screeners, big banks, and debt collectors inflict real and serious harm on people when they report inaccurate information,” said @chichiwu.bsky.social. 1/2 #CreditReports www.nclc.org/bills-boosti...
𝐋𝐚𝐬𝐭 𝐂𝐡𝐚𝐧𝐜𝐞: 𝐎𝐧𝐥𝐢𝐧𝐞 𝐑𝐞𝐠𝐢𝐬𝐭𝐫𝐚𝐭𝐢𝐨𝐧 𝐂𝐥𝐨𝐬𝐞𝐬 𝐓𝐨𝐝𝐚𝐲!
This year’s 𝐒𝐩𝐫𝐢𝐧𝐠 𝐓𝐫𝐚𝐢𝐧𝐢𝐧𝐠 features two-day “deep dives” into six different areas of #ConsumerLaw.
April 30-May 1 + Post-Conference Intensives May 2-3 in Minneapolis #ProtectConsumers www.consumeradvocates.org/training-eve...
Financial markets are in turmoil, and scammers are out in full force, so why has Russell Vought continued to roll back #CFPB rules to #ProtectConsumers?
Millions have been left vulnerable as crucial consumer protection work has been halted. www.c-span.org/event/house-...
Join 300+ consumer advocates to learn how to #ProtectConsumers and families from financial exploitation. The 𝟐𝟎𝟐𝟔 𝐒𝐩𝐫𝐢𝐧𝐠 𝐓𝐫𝐚𝐢𝐧𝐢𝐧𝐠 will help you fight back. 𝐑𝐞𝐠𝐢𝐬𝐭𝐫𝐚𝐭𝐢𝐨𝐧 𝐜𝐥𝐨𝐬𝐞𝐬 𝐖𝐞𝐝𝐧𝐞𝐬𝐝𝐚𝐲, 𝟒/𝟏𝟓. #ProtectConsumers #ConsumerLaw www.consumeradvocates.org/training-eve...
“Growing medical debt and ballooning monthly student loan payments are pushing families to the brink,” said Diane Thompson @nclc4consumers.bsky.social. “Surviving Debt gives people clear, practical information about their rights and options.” #ProtectConsumers #FairDebt www.nclc.org/new-2026-edi...
Graph showing the growth of mass incarceration and mass supervision in the U.S.
🚨NEW REPORT: Most people think of probation and parole as pathways away from the carceral system — but that couldn't be further from the truth.
New data reveal how community supervision has grown in parallel with mass incarceration and widened the net of social control 🧵
Private equity's greed is squeezing mobile home residents living off of Social Security.
But a bill from @RepMaxwellFrost could let residents buy their parks before Wall Street swoops in. 👀 @moreperfectunion.bsky.social www.youtube.com/watch?v=kU1W...
The absence of federal enforcement of consumer protections exposes borrowers to debt collectors who exploit holes in state laws or ignore them altogether. That’s why consumer advocates argue for new protections. @bloomberg.com #ProtectConsumers www.bloomberg.com/news/feature...
𝐋𝐚𝐬𝐭 𝐝𝐚𝐲 𝐟𝐨𝐫 𝐝𝐢𝐬𝐜𝐨𝐮𝐧𝐭𝐞𝐝 𝐡𝐨𝐭𝐞𝐥 𝐫𝐚𝐭𝐞! Work together to protect vulnerable families from financial exploitation. Register for the 2026 Spring Training in Minneapolis 4/30-5/3. #ConsumerLaw #ProtectConsumers @consumeradvocates.bsky.social www.consumeradvocates.org/training-eve...
"This latest attempt to eliminate essential staff at the CFPB would reduce the bureau to an empty shell, unable to fulfill the functions the CFPB is statutorily required to engage in." @chichiwu.bsky.social via @law360.bsky.social #ProtectConsumers www.law360.com/articles/246...
Advocates are pushing the VA to ask the mortgage industry to hold off foreclosing on vets until its new program gets up and running. That would buy time for the tens of thousands of vets who are already behind on their loans. #ProtectConsumers 2/2 @npr.org #Veterans www.npr.org/2026/04/02/n...
For nearly a year now, #veterans have had worse protections and options than most other homeowners if they fall behind.
"We should have something in place to try to stem people from losing their homes," said Steve Sharpe @nclc4consumers.bsky.social. 1/2 #FairHousing www.npr.org/2026/04/02/n...
In its latest attempt to shutter the CFPB, the Trump Administration has proposed cutting half the staff. “This would reduce the bureau to an empty shell, unable to fulfill the functions the CFPB is statutorily required to engage in” --NCLC's Chi Chi Wu
www.nclc.org/trump-admini...
NCLC's Lauren Saunders said Evolve's track record makes her wary of the bank's role behind financial apps aimed at young users. "One of the last places in the world I would want my teen to put money is an app associated with Evolve." @gennacontino.bsky.social www.marketwatch.com/story/mrbeas...
A zombie mortgage can quickly turn a homeowner’s finances upside down. Debt collectors often arrive with sudden payment demands, leaving borrowers scrambling to understand a debt they may not have known still existed. #ProtectConsumers @kiplinger.com.web.brid.gy www.kiplinger.com/real-estate/...
