<em>Journal of Consumer Affairs</em> | ACCI Consumer Research Journal | Wiley Online Library This paper examines the factors associated with access to and frequency of use of alternative financial services (AFS) using a composite dataset comprising of geographic locations of AFS establishmen...

This study finds that Financial knowledge and Perceived Money Management Ability (PMMA) are associated with AFS use. There is mixed evidence of the density of AFS providers in the ZIP code and AFS use.

onlinelibrary.wiley.com/doi/10.1111/...

#uga #payday #AFS #CFPPro #FPA #WeAreFACS

Digital Financial Services Use and Life Satisfaction: Is Financial Well‐Being a Mediator? As digital financial services (DFS) become increasingly important in personal financial management, understanding their implications for individual well-being is critical. Although prior research has...

The well-being benefits of digital financial services (DFS) arise from managing routine financial matters more effectively. The DFS enhances financial well-being as a pathway to improving life satisfaction. onlinelibrary.wiley.com/doi/abs/10.1...

#DigitalFinance #wellbeing #Financialservices

Overconfidence is associated with options trading behavior. Options trading also mediates the relationship between overconfidence and perception of portfolio performance.

www.accessecon.com/Pubs/EB/2025...

#OptionsTrading #CFPPRO #FinancialLiteracy #FinancialBehavior

Poverty and mortgage delinquency: unpacking the mediating role of financial overconfidence This study examines the association between poverty and mortgage delinquency, and the mediating role of financial overconfidence during the COVID-19 pandemic. Analyses for this study are done using...

Living in areas at 150% and 200% of poverty level was positively associated with mortgage delinquency. And financial overconfidence mediated this association.

doi.org/10.1080/1350...

#pandemic #homeownership #mortgages #financialliteracy #overconfidence

Individuals experiencing unexpected income drop during COVID-19 had higher odds of using stimulus checks for debt management. But, this relationship was mediated by their perceived lack of financial control.

openjournals.libs.uga.edu/fsr/article/...

#stimulus #householdfinance

Flourishing and Floundering Financially in Emerging Adulthood: A Handbook Abstract. Emerging adults throughout the world are struggling financially, yet the financial domain is a key aspect of the transition to adulthood. This is

Checkout this new book entitled "Flourishing and Floundering Financially in Emerging Adulthood: A Handbook"

Editors: Ashley LeBaron-Black, Heather Kelley, Angela Sorgente
Available online at doi.org/10.1093/9780...
It will be available in print in a couple months.

Emerging Adults’ Financial Stress and Financial Anxiety Abstract. This chapter explores literature related to the impact of financial stress and financial anxiety on the mental health and well-being of emerging

Checkout this book chapter that provides a review of extant research on the antecedents of emerging adults’ financial stress and financial anxiety.

#young_adults #financial_stress #anxiety #money

doi.org/10.1093/9780...

<em>Journal of Consumer Affairs</em> | ACCI Consumer Research Journal | Wiley Online Library This paper examines the factors associated with access to and frequency of use of alternative financial services (AFS) using a composite dataset comprising of geographic locations of AFS establishmen...

This study finds that Financial knowledge and Perceived Money Management Ability (PMMA) are associated with AFS use. There is mixed evidence of the density of AFS providers in the ZIP code and AFS use.

onlinelibrary.wiley.com/doi/10.1111/...

#uga #payday #AFS #CFPPro #FPA #WeAreFACS

An Examination of Life Insurer Share Price Behavior Surrounding Covid-19 Death Announcements on JSTOR Seongsu David Kim, Swarn Chatterjee, Joseph D. Haley, An Examination of Life Insurer Share Price Behavior Surrounding Covid-19 Death Announcements, Journal of Insurance Issues, Vol. 45, No. 2 (FALL 2022), pp. 1-25

swarnlabs
@swarnlabs.bsky.social

During #COVID19 the life insurer share prices dropped with death count announcements. Contrary to the "revenue" hypothesis, the pandemic penalized higher multiple #insurance stocks and discouraged #Dividends
jstor.org/stable/48703...
#Finance #Risk #stocks

<em>Family Relations</em> | Wiley Online Library Objective This study develops a conceptual framework for examining the associations between family financial socialization and financial capability on individuals' financial well-being and explores ...

Financial help-seeking behavior is a factor in the association between financial socialization, financial knowledge, and peoples' financial well-being.

onlinelibrary.wiley.com/doi/10.1111/...

#financialplanning #cfppro #financialliteracy #finance #wellbeing

The relationship between family structure and financial behavior maybe more nuanced than expected based on the findings of this study:

newprairiepress.org/jft/vol15/is...

#financialtherapy, #uga, #cfppro #financialplanning #family #money #consumerfinance

Financial intention may mediate the relationship between materialism, perceived financial capability, and credit card behaviors.

doi.org/10.1108/IJBM...

#financial_socialization #financial_capability #financial_literacy #credit_cards #borrowing #uga #financialplanning

Objectively measured investment knowledge reduced investors’ reliance on information received from external sources. But perceived investment knowledge increaded this likelihood!

#uga #CFPPRO #FinancialPlanning #Investing #afcpe

connect.springerpub.com/content/sgrj...

Digital Financial Literacy and Life Satisfaction: Evidence from South Korea Digital financial literacy is an emerging concept that refers to the ability to effectively use digital tools, platforms, and services to manage personal finances. While previous studies have explored...

This study reveals a significant association between digital financial literacy and life satisfaction, with self-protection against fraud being the most influential subdimension!
www.mdpi.com/2076-328X/15...

#digital_financial_literacy #life_satisfaction

Exploring the Interplay of Poverty, Behavioral Factors, and Obesity: Implications for Diabetes Prevalence in the United States www.medrxiv.org/content/10.1101/2025.01....