Building wealth early A new effort to put $5,000 into the hands of hundreds of St. Louis-area students is returning — this time with a stronger focus on trust, guidance and long-term financial planning. The St. Louis Junior Bonds program, previously known as On Our Block, was launched with a $1.5 million investment from the James S. McDonnell […]

'Building wealth early'

🖋 Ashley Winters | The St. Louis American
📸 Photo courtesy of The Scholarship Foundation of St. Louis

#stlamerican #stlnews #stlouis #FinancialLiteracy #YouthInvestment #CommunitySupport #FutureLeaders

Trader loses RM190,800 after being scammed in foreign exchange transaction SIBU: An elderly trader in his 60s suffered a loss of RM190,800 after falling victim to a non-existent online currency exchange scam. Sibu District Police Chief ACP Azari Miskon said the incident is believed to have started last month when the victim’s son, who works in Papua New Guinea, asked him to make payments to several local bank accounts, supposedly for the purpose of exchanging Malaysian Ringgit for Hong Kong Dollars. “The complainant’s son told us that he had met an individual known as ‘David’ via WhatsApp and was offering a currency exchange that would yield huge profits, which was […]

Trader loses RM190,800 after being scammed in foreign exchange transaction #ForexScam #CurrencyExchange #FinancialLiteracy #OnlineScam #InvestmentSafety

Rachel Cruze Sparks Debate Over $14M Saver's Spending Rachel Cruze told a caller with $14M to "book the trip" (Apr 4, 2026); top 1% hold ~31% of U.S. wealth (Fed SCF 2019) and U.S. saving averaged ~4% in 2023 (BEA).

Rachel Cruze Sparks Debate Over $14M Saver's Spending: Rachel Cruze told a caller with $14M to "book the trip" (Apr 4, 2026); top 1% hold ~31% of U.S. wealth (Fed SCF 2019) and U.S. saving averaged ~4%… 👈 Read full analysis #RachelCruze #WealthManagement #FinancialLiteracy #InvestSmart #SavingsTips

SEP IRA at 56: $60,000 — Is It Too Late? A 56-year-old with a $60,000 SEP IRA faces a steep savings gap; IRS capped SEP employer contributions at $66,000 in 2023 and RMDs now start at 73 (SECURE Act 2.0).

SEP IRA at 56: $60,000 — Is It Too Late?: A 56-year-old with a $60,000 SEP IRA faces a steep savings gap; IRS capped SEP employer contributions at $66,000 in 2023 and RMDs now start at 73 (SECURE Act 2.0). 👈 Read full analysis #SEPIRA #RetirementPlanning #FinancialLiteracy #InvestSmart #SecureAct

First Federal Savings Bank Promotes Financial Literacy First Federal and ICBA (Apr 3, 2026) push financial literacy; ICBA cites more than 4,700 community banks and household liquidity gaps near one-third of adults.

First Federal Savings Bank Promotes Financial Literacy: First Federal and ICBA (Apr 3, 2026) push financial literacy; ICBA cites more than 4,700 community banks and household liquidity gaps near… 👈 Read full analysis #FinancialLiteracy #CommunityBanks #FISuccess #FinancialEducation #MoneyManagement

Paying the minimum on every card is not progress. It is the most expensive version of standing still.

#moneymindset #financialliteracy #smartmoney

Escrow accounts collect money for taxes and insurance without telling you the total is rising. The payment goes up. The explanation is buried.

#financialliteracy #smartmoney #moneyhacks

gas prices again.

#financialliteracy #smartmoney #moneyhacks

same mistake. different month.

#moneymindset #financialliteracy #financialeducation

Local Student Wins National Recognition for Financial Literacy Project Financial literacy is empowering students to think confidently about money. One local success story shows how early education can make a big impact.

💡💸 #FinLitFriday with Junior Achievement of Sacramento!
Shoutout to Angelyn Gonzales (St. Francis HS, Sacramento) featured on ABC10’s My California Life 🎥 showing how smart money habits + goal-setting lead to a bright future 🌟
tinyurl.com/YourCaLife
#FinancialLiteracy #FutureReady #JASacramento

Credit utilization above thirty percent is not a minor detail. It is the reason your FICO score does not reflect what you think it does.

#financialeducation #financialliteracy #moneymindset

Quick reminder: the effort you put into yourself is never wasted. ✨

Black Dot Village is here to share ideas that help you grow. What’s one thing you’re trying to learn this year? Comment below! 👇
#blackdotvillage #financialliteracy #financialfreedom #financialeducation #wealthbuilding

Our How to Get a Sexy FICO Score workshop can help you figure out how to use your credit score to make money. Need we say more?

Register today at education.moneycopilot.com for more.

#Budget #Budget2026 #financialliteracy #MONEY #MoneyTalks #personalfinance

PIMCO Dynamic Income Strategy Fund Declares $0.1334 Dividend PIMCO declared a $0.1334 distribution on Apr 3, 2026 (Seeking Alpha); annualized to $1.6008, implying an 8.0% yield at a $20 share price; coverage and sustainability must be assessed.

PIMCO Dynamic Income Strategy Fund Declares $0.1334 Dividend: PIMCO declared a $0.1334 distribution on Apr 3, 2026 (Seeking Alpha); annualized to $1.6008, implying an 8.0% yield at a $20 share price; coverage and… 👈 Read full analysis #PIMCO #Dividend #IncomeInvesting #Investing #FinancialLiteracy

Amortization means the first years of your mortgage are almost entirely interest. Most people do not know this until they look at a full schedule.

#financialliteracy #moneymindset #smartmoney

overdraft protection is a fee, not a feature.

#financialliteracy #moneymindset #smartmoney

If every dollar is assigned before the month starts, there are no surprise shortfalls. There are only categories that were sized wrong.

#smartmoney #moneyhacks #financialliteracy

Ready to transform your financial future? Join us as we explore powerful ways to earn passive income and build a secure life! 💰✨ #PassiveIncome #FinancialFreedom #EarnWhileYouSleep #MoneyMindset #InvestSmart #WealthBuilding #SuccessStories #FinancialLiteracy
https://www.rfr.bz/b9f2126

A tax refund is not a bonus. It is the IRS returning money you overpaid throughout the year. The excitement around it is a reframing problem.

#financialeducation #moneyhacks #financialliteracy

Assessing the Benefits of Monetary Investments Discover how investing in your mental health, physical well-being, and retirement accounts can build a richer, more balanced life. Smart money starts here.

Want your money to grow instead of sit still? My latest post with Stacked Up Finance breaks down the real benefits of monetary investments and smarter financial decisions.Read here: stackedup.finance/blog/assessi...
#Investing #MoneyTips #WealthBuilding #StackedUpFinance #FinancialLiteracy #LGJinsei

the 23rd. always the 23rd.

#moneyhacks #financialliteracy #moneymindset

The Sexy FICO User Group will be on the prowl during their monthly meeting next Wednesday. Don't miss out!

Register today at usergroup.sexyfico.com for more.

#Budget #Budget2026 #financialliteracy #MONEY #MoneyTalks #personalfinance

Learning About Money Should Feel Less Like Homework and More Like Real Life It’s time to start rethinking financial education for the digital generation. Here’s how.

Teens are already interacting with money through instant peer-to-peer payments and online marketplaces, but financial literacy is often still taught through worksheets and theoretical exercises. What can be done to change that?

#EduSky #K12 #FinancialLiteracy #Technology

Which sectors are you keeping an eye on? 👀 Tech took the top spot among our investors, with finance and defence close behind. More than half of our investors opted for European companies rather than US giants. #FinancialLiteracy #Investing

Board approves Civic Quest and expanded AP/dual‑enrollment offerings The Huntington board approved a series of curriculum proposals on March 24 including a new seventh‑grade Civic Quest course, AP Business with Personal Finance, AP/college calculus and precalculus partnerships with Siena College, Stony Brook ACE dual‑enrollment courses, forensic science dual credit, and a revised Computer Science & Technology 7 course.

The Huntington Union Free School District is revolutionizing education with new college-level courses and a groundbreaking civic program for seventh graders, making advanced learning accessible to all students.

Learn more here!

#NY #CollegeAccess #CitizenPortal #FinancialLiteracy #CivicEducation

Your credit habits today can affect your future. 💳

👉 At Black Dot Village, we share simple tips to help you make smarter financial decisions. Visit the link in bio to learn more.
#blackdotvillage #financialliteracy #moneymindset #financialfreedom #financialeducation #wealthbuilding

Having financial confidence comes from asking better questions. From revisiting decisions. From noticing when something feels off and choosing to look at it instead of avoiding it.

#FinancialLiteracy #MoneyMindset #DemystifyingMoney

Only 1 week away on April 8th, the Sexy FICO User Group is your starting point to turning your credit into an asset instead of a liability.

Register today at usergroup.sexyfico.com for more.

#Budget #Budget2026 #financialliteracy #MONEY #MoneyTalks #personalfinance

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#FinancialAdvisor #FinancialAdvice #FinancialLiteracy #FinancialEducation #FinancialPlanning #GoogleReview