Fed vice chair for supervision urges tailored oversight for community banks and reviews leverage rule The Fed’s Vice Chair for Supervision said the agency will tailor rules for smaller lenders, review merger and de novo chartering processes, revisit the mutual bank capital framework, and consider changes to the community bank leverage ratio that would keep capital nearly double the minimum requirements while easing constraints on lending.

The Federal Reserve is set to revolutionize oversight for community banks, ensuring they can better serve local economies while maintaining robust capital standards.

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#US #FinancialStability #CitizenPortal #RegulatoryTailoring #CommunityBanks #LocalEconomy

OCC signals CRA exam changes, plans request for comment on 'Genius Act' An unidentified OCC speaker said the agency is proposing a simplified Community Reinvestment Act exam approach for community banks and announced a forthcoming request for comment on a proposal called the "Genius Act," without providing legislative details.

The OCC is reshaping how community banks are evaluated, aiming to prioritize service over paperwork with the exciting introduction of the mysterious "Genius Act."

Learn more here

#US #CommunityImpact #CitizenPortal #FinancialInnovation #CommunityBanks #RegulatoryReform

PACB has officially launched the Community Bank Collaborative MEET-UP - a virtual peer to peer forum to connect professionals to share ideas, discuss challenges, & explore industry trends!

More: www.pacb.org/community-bank-collabora...

#MeetUP #communitybanks #BankLocally

The PACB team and its leadership teams have been busy this week in Harrisburg and in DC advocating for #communitybanks, ensuring legislators on both 'hills' are aware of the vital impacts you and your banks make every day across PA!

#banklocally #advocacy

We may be a bit 'snowed in' today, but we're still working for our #communitybanks!

Great podcast today with Reclamere featuring PACB President and CEO Kevin Shivers discussing how Governance, Risk, and Compliance (GRC) can actually make your organization stronger, more innovative, and more trusted.

#GRC #CommunityBanks #CyberSecurity #BankLocally

PACB's Women in Banking conference featured a special keynote address from PA Treasurer Stacy Garrity, who spoke on the subject of leading with courage and serving with purpose.

#WomenInBanking #BankLocally #CommunityBanks #PACB

U.S. Treasury’s Bessent remarks on reforms of banking regulatory structure U.S. Treasury’s Bessent * says deeper reforms of banking regulatory structure are needed-remarks at Federal Reserve conference * U.S. bank regulators should consider abandoning ‘flawed’ dual capital requirements for banks * Outdated capital requirements are misaligned with actual risk, impose unnecessary burdens * Community banks could be allowed to opt in to modernized capital regime, reducing capital requirements * Bank regulators must carry out statutory mandates to maintain financial safety and stability, protect consumers Bessent spoke earlier also, with further attacks on the Federal Reserve at Trump's behest. Bessent is seen as one of the few in Trump's administration with any competence in the economic field. Him joining ill-advised attacks on the independence of the Fed damage his credibility. Scott Bessent This article was written by Eamonn Sheridan at investinglive.com.

| etsy.me/3RHihSQ | ctrendfx.com #USTreasury #BankingReform #FinancialRegulations #CommunityBanks #CapitalRequirements

Maximizing Engagement: How to Integrate Video in Your Bank’s Marketing Strategy | bankbound Discover how BankBound helps banks boost engagement and build trust with video marketing. Explore smart strategies to elevate your brand—read the blog now!

Maximizing Engagement: How to Integrate Video in Your Bank’s Marketing Strategy: www.bankbound.com/blog/maximiz...
#financialmarketing #banking #communitybanks #videomarketing

Private Banking Marketing Strategy Guide: How to Attract High Net Worth Clients | bankbound Understand your brand and marketing strategy for private banking today with BankBound! We can help guide you to success.

Private Banking Marketing Strategy Guide: How to Attract High Net Worth Clients: www.bankbound.com/blog/private...

#financialmarketing #banking #communitybanks #privatebanking #banks #financialservices

Why Your Bank Needs a Documented Contingency Plan Streamline, safeguard, and strengthen your marketing department from the inside out.

Don’t Let Marketing Fall Apart: Why Your Bank Needs a Documented Contingency Plan (and what should be in it): bankbound.com/blog/bank-co...

#financialservices #banking #banks #banklocal #communitybanking #communitybanks

There is a lot going in in financial and banking regulation these days. This report details ways that policymakers can and should support #communitybanks.

⚠️ Insider Alert: Lakeland Financial Corp $LKFN
Our analysis at The Insiders Fund:
No liquidity in community banks.
For more insider buying analysis like this, subscribe to our weekly insights:
bit.ly/42aXf5a
#banking #financials #communitybanks #LKFN

We're having a great time at #ICBALIVE showcasing how @joinmysherpasai.bsky.social supports lending teams. Congratulations to our giveaway winners and thank you for stopping by booth 942! Start your journey: zurl.co/aVjjV #CommunityBanks #BankLocally

Trump, in executive order, asserts control over all agencies, including 'so-called independent' ones #CFPB #FDIC #FederalReserve #NCUA #USOCC #creditunions #communitybanks wp.me/p84GVQ-9QW

As budget hearings begin this week in Harrisburg, @pacommbankers.bsky.social' Kevin Shivers talks with Kara Jeffers of @erienewsnow.bsky.social's Harrisburg bureau on proposed tax changes that could impact #communitybanks.

#BankLocally #MakingCommunityBankingBetter #PACB #ReduceTaxesOnBanks

Have you signed up for the @pacommbankers.bsky.social All Access Pass for 2025?

If not...why not?

A plethora of educational opportunities at your community bank's fingertips at a great value!

Find out more and register at www.pacb.org!

#CommunityBanks #PACB #2025Education

When it comes to lending, your business needs a fast response from your bank to move quickly. Community banks provide fast responses to help your business see the next step on its journey. #BusinessLending #CommunityBanks #FastService #SmallBusiness #BusinessGrowth

Walking down Calle Ocho, you see its revitalization and small businesses flourishing. Many have succeeded thanks to the support of community banks providing financial aid. Small businesses and community banks together help communities thrive. #SmallBusiness #CommunityBanks #CalleOcho #LocalSupport