Bank Negara Penalises 13 Money Services Firms for Falling Short of Capital Requirements KUALA LUMPUR, Feb 25 — Bank Negara Malaysia has taken enforcement action against 13 licensed money services businesses for failing to maintain the minimum capital funds required under regulatory rules. In a statement released today, the central bank said the breaches occurred between July and December 2025, with administrative monetary penalties ranging from RM1,500 to …

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Bank of England accused of making ‘mistake’ in loosening capital rules Criticism is the most strident challenge to the central bank’s decision announced last month

Bank of England accused of making ‘mistake’ in loosening capital rules

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Fed announces new capital levels for large banks, Morgan Stanley appealing result By Pete Schroeder WASHINGTON (Reuters) -The U.S. Federal Reserve announced on Friday that it had finalized new capital levels of the nation’s largest banks following the June stress tests, although it added that Morgan Stanley (N:MS) is seeking reconsideration of its upcoming capital level. The central bank added that the new capital requirements, which take effect on Oct. 1, would be updated should the Fed adopt a proposal to average the results of two years of stress tests. Under the annual stress test of large bank finances, the Fed examines how banks would perform under a hypothetical economic downturn, and sets their capital cushions in line with how severe their losses would be. Morgan Stanley is requesting reconsideration of its result, and the Fed will announce its decision by the end of September. The bank said in a statement that it had sought a downward adjustment to its "stress capital buffer" and was "actively engaged" with the Fed on the matter. In 2024, Goldman Sachs successfully appealed its buffer, lowering it from 6.4% to 6.2%. 3rd party Ad. Not an offer or recommendation by Investing.com. See disclosure here or remove ads. Should you invest $1,000 in GS right now? Ask WarrenAI, our powerful AI financial research assistant. It's just like ChatGPT for investors, but with access to 10 years of company data, a built-in screener, Wall Street analysts' reports, and earnings call transcripts for real-time, vetted insights. Get answers about GS and thousands of other assets within seconds.

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Planetary Solvency – finding our balance with nature | Institute and Faculty of Actuaries Current climate policies risk catastrophic societal and economic impacts.

Institute and Faculty of Actuaries reported on this in January #CapitalRequirements #climaterisks
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Bessent calls for deeper US bank regulatory reforms, scrapping dual capital requirements By David Lawder and Andrea Shalal WASHINGTON (Reuters) -U.S. Treasury Secretary Scott Bessent on Monday called for deeper reforms of what he called an antiquated financial regulatory system and said regulators should consider scrapping a "flawed," Biden-era proposal for a dual capital requirement structure for banks. Speaking at the start of a Federal Reserve regulatory conference, Bessent said excessive capitalization requirements were imposing unnecessary burdens on financial institutions, reducing lending, hurting growth and distorting markets by driving lending to the non-bank sector. "We need deeper reforms rooted in a long-term blueprint for innovation, financial stability, and resilient growth," Bessent said in prepared remarks. The Trump administration is pursuing a broad reform agenda aimed at cutting rules governing financial institutions, including capital requirements, arguing that such actions will boost economic growth and unleash innovation. Bessent said regulators have for too long pursued a "reactionary approach" that has weakened competitiveness and led to byzantine regulations. The Treasury chief, who earlier on Monday called on the Fed to review its operations to safeguard its monetary policy independence, said the Treasury would take a stronger role in driving reform efforts by regulators, including the Fed. "To that end, the department will break through policy inertia, settle turf battles, drive consensus, and motivate action to ensure no single regulator holds up reform," Bessent said of the Treasury. REDUCING CAPITAL REQUIREMENTS Banking regulators should consider abandoning the dual structure proposed in July 2023, but never enacted, that would have seen banks comply with the higher of two different methods of measuring their risk capital requirements. The proposal, which came after the high-profile failure of Silicon Valley Bank and other institutions in 2023, would have significantly increased the amount of capital banks needed to set aside for potential losses. It drew intense opposition from the industry. "This dual-requirement structure did not derive from a principled calibration methodology. It was motivated simply to reverse-engineer higher and higher capital aggregates," Bessent said. "It also was at odds with capital reform as a modernization project because it would have preserved the antiquated capital requirements as the binding floor for many, perhaps most, large banks." Bessent also called for regulatory capital relief not just for large banks but also at the smaller, community bank level. One solution, he said, would be to allow any bank not subject to modernized capital requirements a choice to opt in. "This would result in a meaningful reduction in capital for those banks," Bessent added. While he said Treasury would prioritize financial regulatory policy that puts American workers first and prioritizes growth, he said regulators needed to carry out statutory mandates for financial safety and stability and consumer protection. "Rationalizing and tailoring regulation does not have to amount to regulatory weakening," Bessent said.

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U.S. Treasury’s Bessent remarks on reforms of banking regulatory structure U.S. Treasury’s Bessent * says deeper reforms of banking regulatory structure are needed-remarks at Federal Reserve conference * U.S. bank regulators should consider abandoning ‘flawed’ dual capital requirements for banks * Outdated capital requirements are misaligned with actual risk, impose unnecessary burdens * Community banks could be allowed to opt in to modernized capital regime, reducing capital requirements * Bank regulators must carry out statutory mandates to maintain financial safety and stability, protect consumers Bessent spoke earlier also, with further attacks on the Federal Reserve at Trump's behest. Bessent is seen as one of the few in Trump's administration with any competence in the economic field. Him joining ill-advised attacks on the independence of the Fed damage his credibility. Scott Bessent This article was written by Eamonn Sheridan at investinglive.com.

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Bank of England eases capital requirements for midsize banks LONDON (Reuters) -Britain’s central bank confirmed a previously signposted easing of capital requirements for medium-sized lenders on Tuesday, as part of a wider set of reforms aimed at boosting the country’s financial sector. The Bank of England increased the minimum asset threshold at which banks have to issue expensive debt known as MREL, so that they can be bailed in if they fail instead of needing taxpayer rescue as happened in the 2008 financial crisis. ($1 = 0.7442 pounds)

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Bank Failure Risks Now Surge on New Regulatory Rollback  Explore the implications of bank failure risks as U.S. regulators consider reducing capital requirements for major banks.

Bank Failure Risks Now Surge on New Regulatory Rollback


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