BasisPointInsight.com - Governance Risks Move to Centre Stage in Bank Supervision by Anupam Sonal Leadership churn in large banks flags deeper governance risks. Supervisors must read early signals before they spill into market confidence. by Anupam Sonal, BasisPointInsight.com

4/4 And as banks grow larger and more interconnected, can market confidence remain insulated from governance ambiguity?

Read Anupam Sonal’s column for BasisPoint: 𝐆𝐨𝐯𝐞𝐫𝐧𝐚𝐧𝐜𝐞 𝐑𝐢𝐬𝐤𝐬 𝐌𝐨𝐯𝐞 𝐭𝐨 𝐂𝐞𝐧𝐭𝐫𝐞 𝐒𝐭𝐚𝐠𝐞 𝐢𝐧 𝐁𝐚𝐧𝐤 𝐒𝐮𝐩𝐞𝐫𝐯𝐢𝐬𝐢𝐨𝐧 👇

#FinancialRegulation #FinancialStability

Your BNPL Rights Just Expanded: What the June 2025 Rules Mean for You BNPL providers are now regulated like banks. A new default can stay on your credit file for five years and block mortgage approvals. Here's what changed.

Your BNPL Rights Just Expanded: What the June 2025 Rules Mean for You

#BNPL #ConsumerRights #CostOfLiving #AusNews #FinancialRegulation

thedailyperspective.org/article/2026-03-28-your-...

Rep. Waters Demands Transparency on Kraken Account Rep. Waters pressed the Kansas City Fed on Kraken’s master account in a Mar 27, 2026 letter, requesting documents and a response within 30 days.

Rep. Waters Demands Transparency on Kraken Account: Rep. Waters pressed the Kansas City Fed on Kraken’s master account in a Mar 27, 2026 letter, requesting documents and a response within 30 days. 👈 Read full analysis #Transparency #Kraken #RepWaters #KansasCityFed #FinancialRegulation

The Strange Art of Washing Money Without Soap By Bradley Schagrin

The Strange Art of Washing Money Without Soap

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#FinancialCrime
#AntiLaundering
#AML
#FraudPrevention
#Cybersecurity
#RiskManagement
#MoneyLaundering
#CryptoCrime
#FinancialForensics
#Investigations
#FinancialIntelligence
#ComplianceLeadership
#FinancialRegulation
#GlobalRisk

🚨 New in the Journal of Behavioral Finance:

www.tandfonline.com/doi/full/10....

Co-authored by our Director of Research, Charles Larkin, this study shows how corporate announcements can influence investor behaviour and drive short-term share price swings.

#FinancialRegulation #RegulatoryPolicy

Tennessee committee advances bill to charge fees on transfers sent abroad The House Commerce Committee voted 17–4 to send HB2502 to finance after the sponsor said the measure would impose a $10 per-transaction fee plus 2% on amounts over $500 for funds sent from Tennessee to foreign countries; financial institutions and government agencies were exempted in amendment.

Tennessee is set to impose a new fee on money transfers abroad, sparking debate over its impact on consumers and service members alike.

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#TN #InternationalTransfers #CitizenPortal #ConsumerProtection #FinancialRegulation #TennesseeCommerce

Faraday Future Probe Closed by SEC SEC closes four-year probe into Faraday Future on Mar 22, 2026; probe began in 2022 and the agency announced no enforcement action was taken.

Faraday Future Probe Closed by SEC: SEC closes four-year probe into Faraday Future on Mar 22, 2026; probe began in 2022 and the agency announced no enforcement action was taken. 👈 Read full analysis #FaradayFuture #SEC #InvestingNews #RegulatoryCompliance #FinancialRegulation

The Prediction Market Insider Trading Problem No One Wants to Solve Kalshi and Polymarket insider trading cases reveal the CFTC's enforcement weakness as prediction market volumes hit $60 billion annually.

The Prediction Market Insider Trading Problem No One Wants to Solve

#PredictionMarkets #InsiderTrading #CFTC #FinancialRegulation #AusNews

thedailyperspective.org/article/2026-03-18-the-p...

Addresses climate change as a core financial stability threat. See greenfuturessolutions.com/wp-content/u...
#DamageFunctions #ClimateChange #ClimateModelling #ClimatePolicy #FinancialRegulation #Investment #RiskAssessment

SEC eyes shift to twice-yearly earnings reports | TechCrunch The SEC is working on a proposal to allow public companies to release earnings reports twice a year instead of quarterly, per the WSJ. 

SEC eyes shift to twice-yearly earnings reports #Technology #Business #Other hashtag 1: #EarningsReports 2: #SEC 3: #FinancialRegulation

techcrunch.com/2026/03/16/sec-eyes-shif...

Budget panel presses DFPI on fee-funded programs, debt‑collector assessments and performance metrics Lawmakers and stakeholders questioned the Department of Financial Protection and Innovation about workload estimates, the debt-collector licensing program’s assessment model and metrics to measure consumer protection outcomes; industry speakers warned assessment levels are harming small firms.

California lawmakers are demanding answers as the DFPI's debt-collector licensing program faces scrutiny over its impact on small agencies and the need for clearer performance metrics.

Get the details!

#CA #CitizenPortal #FinancialRegulation #SmallBusinessSupport #ConsumerRights

Paresh Raja Accused of Siphoning Funds From £2bn Bank Creditors allege a network of linked companies was used to extract money from the lender.

Paresh Raja accused of using fake firms to siphon funds from collapsed £2bn shadow bank

#PareshRaja #FinancialFraud #ShadowBanking #WhiteCollarCrime #UKFinance #CorporateCrime #InvestorProtection #MoneyLaundering #BusinessNews #FinancialRegulation

www.easterneye.biz/paresh-raja-...

Senate passes HB 945 after floor fight over 'debanking' amendment After extensive debate and multiple floor amendments, the Georgia Senate passed House Bill 945 — a 40‑page banking and finance cleanup measure addressing transaction holds for suspected financial exploitation, virtual currency kiosk rules, and tighter oversight of litigation financing. A high-profile amendment to restrict alleged "debanking" was defeated before the bill passed 50–0.

The Georgia Senate has passed a sweeping banking bill that aims to protect vulnerable adults from financial exploitation while stirring up heated debate over controversial amendments.

Learn more here!

#GA #DigitalCurrencies #GeorgiaBanking #CitizenPortal #ConsumerProtection #FinancialRegulation

Fintech Regulatory Consulting Services Market | Trends 2035 Fintech Regulatory Consulting Services Market is Expected to Grow USD 30.5 Billion by 2035, Reaching at a CAGR of 6.54% During the Forecast Period 2025 - 2035

Fintech Regulatory Consulting Services Market | Trends 2035 www.marketresearchfuture.com/reports/fint...
#FintechRegulation #FintechCompliance #FinancialRegulation #FintechConsulting

Banks and credit unions back FDIC alignment, push back on mandates for cards and candidate accounts Industry witnesses told the Banking Committee they support aligning state branch approval rules with recent FDIC changes (SB 302) and backing a fraud‑prevention campaign, but they oppose mandates that would force small institutions to offer card‑issuing programs or be ready to host candidate committee accounts (SB 303, HB 5318).

Connecticut's banking and credit union representatives are calling for modernization in branch rules while pushing back against costly product mandates that could burden small institutions.

Learn more here

#CT #CitizenPortal #FinancialRegulation #SmallBusinessSupport #CommunityReinvestment

Sending Money by IBAN? Millions Face New Rules on March 15,2026 | Business Turkey Today New MASAK regulation starting March 15, 2026 introduces stricter monitoring for IBAN transfers above 400,000 TL. Here’s what bank users need to know.

Sending Money by IBAN? Millions Face New Rules on March 15,2026 businessturkeytoday.com/sending-mone...

#IBAN #MASAK #banktransfer #moneytransfer #Turkeybanking #digitalbanking #financialregulation #moneylaundering #bankingnews #Turkeyfinance

Is Kalshi a Finance Platform or a Betting Shop in a Suit? Kalshi's CEO says his $2bn platform is a financial exchange, not gambling. Nine US states disagree. Here's what the debate means for markets and democracy.

Is Kalshi a Finance Platform or a Betting Shop in a Suit?

#PredictionMarkets #Kalshi #Fintech #GamblingReform #AusNews #FinancialRegulation

thedailyperspective.org/article/2026-03-04-is-ka...

Cambridge launches digital identity regulatory initiative - News & insight - Cambridge Judge Business School A new Cambridge programme aims to strengthen digital identity regulation and help countries create secure and inclusive digital ID systems.

Cambridge launches a digital identity regulatory initiative.
CCAF’s Cambridge DPI Regulatory Programme is bringing global experts together to examine how research, regulation and adoption shape digital ID ecosystems. https://loom.ly/ZOsHHlk
#FinancialRegulation #CambridgeJudge

Agency official outlines OCC priorities: fair‑banking review, Basel III reproposal, CRA and AML modernization, and support for stablecoins and charters Testifying to a congressional committee, an OCC official said the agency is implementing the president's executive order on fair banking, investigating alleged 'debanking,' reproposing Basel III capital rules, evaluating Community Reinvestment Act improvements, advancing BSA/AML modernization, and seeking comments on implementing the 'Genius Act' for stablecoins.

The Office of the Comptroller of the Currency is set to shake up the banking landscape with new regulatory priorities aimed at ensuring fair access for all Americans and modernizing outdated rules.

Click to read more!

#US #CitizenPortal #FinancialRegulation #FairBanking #CommunityReinvestment

Senate Labor and Business Committee advances HB 4,116 after debate over 36% cap and legal risk After a public hearing and work session Feb. 26, the Senate Committee on Labor and Business voted to advance House Bill 4,116 — which would opt Oregon out of federal interest‑rate preemption for certain state‑chartered lenders — to the Senate floor with a due‑pass recommendation following debate on enforcement, data gaps and litigation risk.

Oregon's Senate Committee just advanced a bold bill aiming to cap interest rates at 36% for state-chartered lenders, sparking intense debate over consumer protection and legal risks!

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#OR #ConsumerProtection #FinancialRegulation #InterestRateCap

Fed official outlines Basel III, stress-test transparency and SLR changes for large banks The Fed’s Vice Chair for Supervision said the agency is modernizing large-bank capital rules—revising stress testing, the supplemental leverage ratio, Basel III implementation and the GSIB surcharge—and emphasized transparency for stress-test models and scenario design.

The Federal Reserve is shaking up capital regulations for large banks, promising increased transparency and new measures to enhance market stability.

Learn more here

#US #CitizenPortal #FinancialRegulation #MarketLiquidity #TransparencyInGovernance #FederalReserve

Senate bill would ban unsolicited 'live checks' that can create binding loans SB 582 would prohibit sending unsolicited negotiable instruments ("live checks") that, when deposited, automatically create loan or purchase obligations; sponsor said the mailings target homeowners and seniors and urged legislative fixes with bankers and the attorney general.

A new bill in Maryland aims to protect vulnerable homeowners by banning unsolicited "live checks" that could lead to predatory loans and financial obligations.

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#MD #MarylandHomeowners #CitizenPortal #ConsumerProtection #FinancialRegulation #ElderlySupport

Oregon committee hears heated debate over bill to block out‑of‑state lenders from exporting triple‑digit rates Supporters told the Senate Committee on Labor and Business that House Bill 4,116 would close a federal loophole enabling triple‑digit APR loans to Oregonians; opponents — fintechs, payments processors and some banks — warned the opt‑out would reduce access to emergency credit and invite litigation. The committee scheduled a follow‑up work session for Feb. 25.

Oregon's Senate Committee is at a crossroads, debating a bill that could protect consumers from predatory loans with shocking interest rates as high as 200%!

Get the details

#OR #DebtTrap #ConsumerProtection #FinancialRegulation

BNM imposes penalties on 13 money services business licensees KUALA LUMPUR: Bank Negara Malaysia (BNM) has imposed administrative monetary penalties (AMPs) of between RM1,500 and RM2,000 on 13 money services business (MSB) licensees following their failure to meet minimum capital fund requirements between July 2025 and December 2025. BNM listed Foo In Sdn Bhd; Starling Peak International Sdn Bhd (formerly known as Hijarah Traders Sdn Bhd); Tukaran Baik Sdn Bhd; DB Global Exchange Sdn Bhd, Best Rate Galaxy Sdn Bhd; First Million Avenue Sdn Bhd; Popular Forex Sdn Bhd; Kabir Exchange Sdn Bhd (formerly known as Cendral Sdn Bhd); Mubarak Forex Exchange Sdn Bhd; True Ringgit Sdn Bhd; Alif […]

BNM imposes penalties on 13 money services business licensees #BNM #BankNegaraMalaysia #MoneyServicesBusiness #Penalties #FinancialRegulation

Sandboxes serve both innovators and regulators: firms test products live; regulators gain direct insight into emerging financial technologies.

#FinancialRegulation #Fintech

Commerce Committee clears a package of cryptocurrency and stablecoin bills including a state crypto reserve and DFS pilot The committee adopted strike‑all amendments and reported favorably several cryptocurrency bills: HB 1039 (state cryptocurrency reserve with State Board of Administration custody), HB 175 (payment stablecoin framework with OFR licensing), and HB 1415 (DFS stablecoin pilot). Industry witnesses including Ripple, Ledger and OFR testified in support.

Florida lawmakers are taking a bold step into the future of finance by advancing a suite of innovative cryptocurrency and stablecoin bills that could reshape the state's economic landscape.

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#FL #DigitalEconomy #ConsumerProtection #CitizenPortal #FinancialRegulation

Committee advances bill to regulate stablecoins, tying state rules to federal "Genius Act" The House Banks & Banking Committee advanced a bill to create a state regulatory framework for stablecoin issuers, linking Georgia rules to the federal "Genius Act," requiring 1:1 backing and KYC/AML compliance and giving the Department of Banking and Finance licensing authority.

Georgia is taking a bold step to regulate stablecoins, aiming to enhance fintech competitiveness while prioritizing consumer protection with 1:1 backing and strict oversight.

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#GA #GeorgiaFintech #CitizenPortal #ConsumerProtection #FinancialRegulation #StablecoinSafety

@bruegel.org session on ‘AI adoption in the financial sector’

AI is advancing fast in finance: predictions, automation, analysis, but not as fast as labour rights.

It's not just technology: it's guarantees, transparency and protecting people.

#artificialintelligence #financialregulation

Earned‑wage access bill debated; tipping ban and anti‑discrimination language affirmed, 'stacking' requires more study Lawmakers discussed HB 237 (earned‑wage access), which would prohibit tip prompts and incorporate anti‑discrimination and false‑advertising references; members raised concerns about preventing "stacking" (multiple advances from different providers) and agreed to invite the Office of the Attorney General for technical guidance before a vote.

Maryland lawmakers are grappling with the complexities of the earned-wage access bill, as they debate crucial changes like banning tipping and tackling the controversial issue of "stacking" multiple advances.

Get the details!

#MD #CitizenPortal #FinancialRegulation #WorkerRights #ConsumerAccess

Economic Matters Committee advances most bills, holds landlord-tenant fee-disclosure bill over penalty concerns The Economic Matters Committee moved a slate of bills forward and held one (HB 80) for amendment after members raised concerns that its damages provision could impose large liabilities on landlords for honest mistakes; TEDCO testified in favor of a bill to formalize divestment procedures for state-backed investments.

The Economic Matters Committee has advanced a slew of bills but is holding back on one key landlord-tenant measure due to potential liability concerns—what does this mean for Maryland renters and landlords?

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#MD #CitizenPortal #ConsumerProtection #FinancialRegulation