Your emergency fund is your financial backup! This financial coaching session talks about these mistakes:

1️⃣ Over-relying on credit cards
2️⃣ Investing in risky assets
3️⃣ Delaying savings

#bankerguru #financeguru

The essence of budgeting is telling your money where to go. How do you tell your money where to go? There are many methods to do so. There are 50/30/20, Zero based budgeting, envelope method and etc. #Bankerguru #financeguru