BasisPointInsight.com - YES Bank Additional Tier-1 Bonds: Fading From Public Memory? by Mint Owl YES Bank’s revival masks unresolved questions over its AT-1 bond write-off, as investors await a Supreme Court verdict that could reshape regulation. by Mint Owl, BasisPointInsight.com

1/3 YES Bank’s Revival Masks a Bigger Test — One Still Pending in Court

Sumitomo Mitsui’s recent ₹160 billion stake in YES Bank has revived confidence in the institution — and is being hailed as a regulatory success story.

#AT1Bonds #YesBank #BankingRisk #InvestorProtection

Goldman Sachs and the Fed’s Softer Stress Tests: A Capital Gamechanger Rahul Ghosh, The Fed’s relaxed stress test scenarios cut projected losses sharply, boosting capital at the US banks. India’s system can draw key lessons.

1/2 The Fed’s 2025 stress tests transformed Goldman Sachs’ capital position from a $6B shortfall last year to a $15B surplus now, thanks to softer market shock assumptions and better risk management.

#BankingRisk #CapitalRules #USBanks #RiskMgmt #FinanceNews

The Banking Boom May Be Ending. What Comes Next Will Test Us. A narrowing credit-deposit wedge, floating-rate pressures, and deposit repricing suggest India’s post-Covid banking upswing is fading fast.

A narrowing credit-deposit wedge, floating-rate pressures, and deposit repricing suggest India’s post-Covid banking upswing is fading fast, writes Sujit Kumar.

Read his latest analysis for BasisPoint Insight. 👇

#BankingCycle #CreditSlowdown #NIMsqueeze #RBI #DepositWar #LoanGrowth #BankingRisk

How To Avoid Credit Bubble Banks face rising pressure to balance credit expansion with market risks amid slowing deposit growth. Innovative deposit strategies and digital solutions are key to ensuring sustainable financial stab...

Banks face rising pressure to balance credit expansion with market risks amid slowing deposit growth. Innovative deposit strategies and digital solutions are key to ensuring sustainable financial stability.

How To Avoid Credit Bubble, writes Kembai Srinivasa Rao 👇

#CreditBoom #BankingRisk #RBI

Navigating Supervisory Challenges, Without Missing The Woods For The Trees As financial risks evolve, supervision must move beyond checklists to build true resilience by focusing on governance, early signals, and immunity within institutions.

As financial risks evolve, supervision must move beyond checklists to build true resilience by focusing on governance, early signals, and immunity within institutions.

Read Dr. Rabi N. Mishra's article 👇

#Supervision #BankingRisk #SystemicResilience #FinancialStability #RiskSignals

Ethiopia's microfinance sector shows promising growth, with 21.6pc asset growth, 29.2pc increase in deposits, and 26.9pc rise in loans in 2024. #BankingRisk #RiskManagement #DepositInsurance #FinancialStability #LiquidityCrisis

Read more - ow.ly/u4me50VGkzv

The EDIF's reliance on the state-owned CBE, which contributes nearly half of the premiums, uncovers the prevailing concentration within the banking industry. #BankingRisk #RiskManagement #DepositInsurance #FinancialStability #LiquidityCrisis

Read more - ow.ly/4joi50VFtxI

The Ethiopian Deposit Insurance Fund (EDIF) has emerged as a guardian and a reformer within the banking industry. #BankingRisk #RiskManagement #DepositInsurance #FinancialStability #LiquidityCrisis

Read more - ow.ly/RvAy50VEG2J

The Ethiopian Deposit Insurance Fund (EDIF) has emerged as a guardian and a reformer within the banking industry. #BankingRisk #DepositInsurance #FinancialStability #RiskManagement #LiquidityCrisis

Read more - ow.ly/kzM750VEAsY

OCC wants responsible innovation.

CFPB wants explainability.

SEC wants disclosure if AI rewrites your org chart.

If you're deploying AI without board oversight, you're already exposed.

#AIgovernance #BankingRisk #FinReg #CFO