THEIR reports (like Internal Police Reports)⁉️

#USBanks only profited $300 Bn last yr, while #ElonMusk, ALONE, gained $652 BILLION⁉️ (MOSTLY tax-FREE)

#UN
#Ak
#AfD
#SfD
#AFN
#WEIRD⁉️
#uSAid
#Rare 🌎
#AkBack⁉️
#PutinInvite⁉️
#$ullivan$tock
#MuskGABallots⁉️
#CryptoCONflicts⁉️
#EpStainFilesandTrials⁉️

sudden, alarming #CashInfusions to #USBanks
Tens of billions in recent *months*?
6️⃣ #USbanks: are now ‘allowed’ from $80B to up to $200B *in a day*

get your #money out of the #US, “the #US is not protected by the #ClownCar”

#BRICS #currency is targeted against the #PetroDollar
#Silver #shortsqueeze

Why Trump Is Picking Fights With Big U.S. Banks He claimed that his accounts were closed for “political and social” reasons. The real explanation is likely much simpler.

Why Trump Is Picking Fights With Big U.S. Banks www.theatlantic.com/newsletters/... #uspoli #trump #USBanks #banking #FederalReserve #corruption #TrumpCorruption #GOPCorruption

Fitch May Downgrade US Banks Over Crypto Exposure Fitch warns it could reassess US banks tied to crypto, citing risks in compliance, liquidity, and reputation.

🚨 Fitch warns US banks over crypto exposure risks — reputational, regulatory & liquidity concerns may lead to downgrades. #Crypto #USBanks 🔍

coinomedia.com/fitch-us-ban...

Alvarez & Marsal: U.S. Bank Deregulation to Spur Competitive Dynamics The wave of deregulation in the United States is expected to influence competitive dynamics in the banking sector. Large U.S. banks are likely to benefit from a reduction in CET1 requirements. Switzerland, by contrast, is moving in the opposite direction and plans to significantly increase capital requirements for UBS. finews.com spoke with experts from the consulting firm about the study.

Alvarez & Marsal: U.S. Bank Deregulation to Spur Competitive Dynamics: The wave of deregulation in the United States is expected to influence competitive dynamics in the banking sector. Large U.S. banks are likely to benefit from a reduction in CET1 requirements.… #AlvarezMarsal #USbanks

Regional banks still “look fine” — but that’s the illusion.
Unrealized losses buried under “held-to-maturity,” and bad loans disguised by flexible classifications.
Transparency is optional when survival is at stake.
#RegionalBanks #BankingCrisis #USbanks #FinancialRisk

Fed OKs Crypto: Banks Can Serve Crypto Firms Federal Reserve signals green light for US banks to serve crypto firms without fear of penalties.

Blockchainbulletin News!
US banks, rejoice! The Fed has removed barriers. Serve crypto clients without penalty. Unlock new opportunities for your institution! #FedCrypto #CryptoBanking #USBanks

Click here↓↓↓
blockchainbulletin.net/2025/08/21/f...

Goldman Sachs and the Fed’s Softer Stress Tests: A Capital Gamechanger Rahul Ghosh, The Fed’s relaxed stress test scenarios cut projected losses sharply, boosting capital at the US banks. India’s system can draw key lessons.

1/2 The Fed’s 2025 stress tests transformed Goldman Sachs’ capital position from a $6B shortfall last year to a $15B surplus now, thanks to softer market shock assumptions and better risk management.

#BankingRisk #CapitalRules #USBanks #RiskMgmt #FinanceNews

Cyber-Proof Your Savings: The Two-Tier Plan Using Canadian Banks & U.S. FDIC to Shield Your Money from Hacks Balancing maximum deposit security with guaranteed reimbursement in the event of a bank‑level hack

Geoffrey Hinton, Godfather of AI, thinks you should protect your accounts and retirement from AI-juiced hackathons, and I do to.

Find out how, here:

open.substack.com/pub/hollypet...

#PersonalFinance #cybersecurity #USbanks #CanadianBanks #RetirementSavings #UKbanks #EUbanks #AI #banking

European banks set to underperform U.S. peers in second quarter, Citi says Investing.com - Solid results from U.S. banks may not translate into similar returns at European peers due to report in the coming days, according to analysts at Citi. A series of major Wall Street lenders, including names like JPMorgan Chase (NYSE:JPM), Goldman Sachs, and Bank of America, reported strong earnings this week, bolstered in part by increased trading activity in the wake of recent market ructions. But some executives flagged that uncertainty from sweeping U.S. tariffs looms over the broader economic outlook. Second-quarter investment banking revenues from the five key U.S. banks rose by 16% year-over-year to $42 billion, but were down 6% versus the prior quarter, analysis from Citi showed. Meanwhile, fixed income trading revenues also jumped by 15% compared to a year earlier to $18 billion, yet dropped 10% quarter-over-quarter. Equities trading revenues grew by 24% year-over-year to $15 billion, although it too dipped 5% against the previous three-month period. In a note to clients, the Citi analysts said the U.S. lenders’ returns suggest "slightly worse results in sales and trading from the European banks, driven by regional and business mix, negative foreign-exchange translation and market share losses." They predict that, combined, European investment banking revenues are set to come in at $15 billion, up by 10% year-over-year but falling 12% quarter-on-quarter. "For European banks Dealogic data suggests a weaker performance, relative to U.S. peers, with only the two French banks, BNP Paribas (EPA:BNPP) and Societe Generale (EPA:SOGN) (OTC:SCGLY), set to report an increase year-over-year," the analysts wrote. "In contrast Barclays (LON:BARC), Deutsche Bank (ETR:DBKGn) and UBS (SIX:UBSG) (NYSE:UBS) all look set to see declines." The Citi analysts downgraded their rating of Barclays, in particular, to "neutral" from "buy," citing a recent run-up in its shares. Barclays’ stock price has surged by over 125% since the end of 2023. Before you buy stock in BAC, consider this: ProPicks AI are 6 easy-to-follow model portfolios created by Investing.com for building wealth by identifying winning stocks and letting them run. Over 150,000 paying members trust ProPicks to find new stocks to buy – driven by AI. The ProPicks AI algorithm has just identified the best stocks for investors to buy now. The stocks that made the cut could produce enormous returns in the coming years. Is BAC one of them?

Click Subscribe #EuropeanBanks #USBanks #FinancialNews #InvestmentStrategies #StockMarket

US banks report strong Q2 earnings, beating expectations across the board Investing.com -- Five major U.S. banks reported second-quarter 2025 results on Tuesday, with all beating earnings per share estimates, according to RBC. Bank of New York Mellon (NYSE:BK), Citigroup (NYSE:C), JPMorgan Chase (NYSE:JPM), State Street (NYSE:STT), and Wells Fargo (NYSE:WFC) all exceeded analyst expectations, prompting RBC to adjust EPS estimates upward for all five institutions. The strong performance demonstrates the banking sector’s resilience following heightened economic uncertainty in the first half of the year. Credit quality remained healthy, with loan loss provisions and net charge-offs coming in better than expected. Capital levels for all five banks were strong and comfortably above regulatory requirements, suggesting stock buybacks—which were robust in Q2—will remain prominent over the next 12 months. This is particularly likely given the lower indicative Stressed Capital Buffers for Citigroup, JPMorgan Chase, and Wells Fargo. Net interest income increased by an average of 3.2% from the previous quarter across the five banks. The average second-quarter net interest margin was 1.97%, three basis points below the prior quarter. RBC noted that net interest income reached a trough for most covered banks during Q2/Q3 of 2024 as funding costs declined faster than earning asset yields. Core noninterest income was mixed but rose an average of 1.2% from the prior quarter and 6.6% year-over-year. This growth benefited from stronger investment banking revenues compared to the same period last year. Trading revenues showed strength as market volatility drove equity trading for Citigroup, JPMorgan Chase, and Wells Fargo. State Street and Bank of New York Mellon both saw strength in core noninterest income, up mid-single-digits sequentially with strong year-over-year growth driven by higher assets under custody and assets under management levels. Operating expenses were mixed, decreasing an average of 0.7% sequentially while increasing 3.9% year-over-year. Higher wages and technology spending continue to be the primary drivers of noninterest expense growth. Credit quality indicators remained positive, with nonperforming asset levels staying healthy and credit costs manageable. The banks experienced an average four basis point sequential decrease in their net charge-off ratio, while their nonperforming asset ratio increased 2.2% sequentially. In Q2 2025, the average year-over-year increase for tangible book value and book value per share growth was 12% and 9.7%, respectively. State Street led with a 17% increase in tangible book value per share and 12% increase in book value per share year-over-year. RBC expects similar trends for banks reporting results on Wednesday, including strong trading results, healthy credit quality, modest net interest income growth, solid stock buybacks, and year-over-year growth in book value per share. This article was generated with the support of AI and reviewed by an editor. For more information see our T&C. With valuations skyrocketing in 2024, many investors are uneasy putting more money into stocks. Unsure where to invest next? Get access to our proven portfolios and discover high-potential opportunities. In 2024 alone, ProPicks AI identified 2 stocks that surged over 150%, 4 additional stocks that leaped over 30%, and 3 more that climbed over 25%. That's an impressive track record. With portfolios tailored for Dow stocks, S&P stocks, Tech stocks, and Mid Cap stocks, you can explore various wealth-building strategies.

Click Subscribe #USBanks #Q2Earnings #StockMarket #FinanceNews #EarningsReport

Click Subscribe. #USBanks #ConsumerFinance #EconomicHealth #Tariffs #FinancialWellness

Biggest US banks hike dividends, announce share buybacks
#USBanks #Dividends #StressTest
www.youtube.com/watch?v=dJGg...

US banks rise as Fed stress test success clears path for payouts Risk Disclosure: Trading in financial instruments and/or cryptocurrencies involves high risks including the risk of losing some, or all, of your investment amount, and may not be suitable for all investors. Prices of cryptocurrencies are extremely volatile and may be affected by external factors such as financial, regulatory or political events. Trading on margin increases the financial risks. Before deciding to trade in financial instrument or cryptocurrencies you should be fully informed of the risks and costs associated with trading the financial markets, carefully consider your investment objectives, level of experience, and risk appetite, and seek professional advice where needed. Fusion Media would like to remind you that the data contained in this website is not necessarily real-time nor accurate. The data and prices on the website are not necessarily provided by any market or exchange, but may be provided by market makers, and so prices may not be accurate and may differ from the actual price at any given market, meaning prices are indicative and not appropriate for trading purposes. Fusion Media and any provider of the data contained in this website will not accept liability for any loss or damage as a result of your trading, or your reliance on the information contained within this website. It is prohibited to use, store, reproduce, display, modify, transmit or distribute the data contained in this website without the explicit prior written permission of Fusion Media and/or the data provider. All intellectual property rights are reserved by the providers and/or the exchange providing the data contained in this website. Fusion Media may be compensated by the advertisers that appear on the website, based on your interaction with the advertisements or advertisers.

Click Subscribe #USBanks #FedStressTest #FinancialNews #BankingSector #StockMarket

Bad Debt.

A Debt Collector’s wisdom: The snake is eating the pig.

Watch the pig move closer and closer the the snake butt & make this bet.

Will the snake shit out the pig or will the snake die?

The banks are the snakes.

Your money is the pig. The pig dies in every scenario.

#USBanks

Banks are sitting on $413 b in bad debt not yet written off.

Bad Debt.

A Debt Collector’s wisdom: The snake is eating the pig.

Watch the pig move closer and closer the the snake butt & make this bet.

Will the snake shit out the pig or will the snake die?

The banks are the snakes.

Your money is the pig. The pig dies in every scenario.

#USBanks

Fed stress test shows major U.S. banks can withstand severe recession Investing.com -- The Federal Reserve’s annual stress test revealed Friday that the 22 largest U.S. banks have sufficient capital to endure a severe economic downturn while continuing to provide loans to customers. The test, which simulates a hypothetical recession scenario including high unemployment and market volatility, showed these financial institutions maintaining strong capital levels even after absorbing combined losses exceeding $550 billion. Despite these significant hypothetical losses, the banks’ capital levels decreased by only 1.8% in the Fed’s scenario. The institutions maintained more than twice the minimum capital required by regulations. The results showed banks held an average common equity tier 1 capital ratio of 11.6%, substantially higher than the 4.5% regulatory minimum requirement. Fed Vice Chair for Supervision Michelle Bowman noted in a statement that "Large banks remain well-capitalized and resilient to a range of severe outcomes." This annual assessment helps ensure major financial institutions can withstand economic shocks while continuing to serve their lending functions during difficult economic periods. This article was generated with the support of AI and reviewed by an editor. For more information see our T&C. With valuations skyrocketing in 2024, many investors are uneasy putting more money into stocks. Unsure where to invest next? Get access to our proven portfolios and discover high-potential opportunities. In 2024 alone, ProPicks AI identified 2 stocks that surged over 150%, 4 additional stocks that leaped over 30%, and 3 more that climbed over 25%. That's an impressive track record. With portfolios tailored for Dow stocks, S&P stocks, Tech stocks, and Mid Cap stocks, you can explore various wealth-building strategies.

Click Subscribe. #FederalReserve #StressTest #USBanks #Recession #FinancialStability

Fed Boosts XRP: US Banks Eye Ripple Adoption The US Federal Reserve's new rule changes pave the way for increased Ripple Adoption by American banks, boosting XRP's utility and price.

The Floodgates Open: Fed's "Reputational Risk" Shift Signals New Era for Crypto and Ripple Adoption #XRP #Ripple #FederalReserve #CryptoRegulation #USBanks #Blockchain #Fintech #InstitutionalAdoption #XRPPrice #CryptoNews #RippleAdoption coinbestnews.com/fed-boosts-x...

a man wearing overalls and a striped shirt is holding his hand out ALT: a man wearing overalls and a striped shirt is holding his hand out

#Sinners

Has anyone on 🦋 talked about the significance of #PlantationMoney vs #NationalTender, & the comparison with #CryptoCurrency?
Isn’t #Crypto just another #PlantationCurrency❓

I remember being stuck in Georgia with #Canadian #cash & the snotty NO #contempt I got from #USbanks for conversion

U.S. banks see profits climb in first quarter: FDIC WASHINGTON (Reuters) -The U.S. banking industry reported $70.6 billion in profits in the first quarter of 2025, a jump of 5.8% from the previous quarter, the Federal Deposit Insurance Corporation reported Wednesday. The regulator said profit growth was primarily due to climbing noninterest income at banks, which was up 7% on the quarter. "With strong capital and liquidity levels to support lending and protect against potential losses, the banking industry continued to support the country’s needs for financial services while navigating the challenges presented by economic uncertainty, elevated inflation and interest rates, tighter credit, and elevated unrealized losses," said FDIC Acting Chairman Travis Hill in a statement. However, banks also reported slight growth in provision expenses against potential loan losses. Those expenses were up 0.3% quarterly to $22.5 billion, and now stand 9.1% higher than a year ago. While bank asset quality remained generally favorable, with past-due loans relatively flat, the FDIC noted that banks are still grappling with struggles in commercial real estate, where overdue loans hit 1.49%, its highest level since 2014. Loan growth was also reported to be relatively slow, with balances climbing just 0.5% from the previous quarter. In terms of annual growth, banks are currently seeing just 3% growth, which is below the pre-pandemic average of 4.9%, the FDIC said.

Click Subscribe. #USBanks #BankProfits #FinanceNews #FDIC #QuarterlyResults

National Banks Permitted to Engage in Crypto Trading, Says U.S. Regulator - Crypto Economy the OCC, has confirmed that national banks can buy and sell crypto assets on behalf of their clients, without the need for prior approvals.

🏦 U.S. banks cleared for crypto trading 💣

National banks in the U.S. are now allowed to engage in crypto trading activities, according to new guidance from a federal regulator.

#USBanks #CryptoTrading #Regulation #CryptoNews

OCC Clarifies Bank Authority to Engage in Certain Cryptocurrency Activities The Office of the Comptroller of the Currency (OCC) today took action to reaffirm that a range of cryptocurrency activities are permissible in the federal banking system.

🏦 سمح مكتب المراقب المالي للعملة (OCC) للبنوك الأمريكية بتقديم خدمات العملات الرقمية مثل الحفظ واستخدام البلوكشين دون موافقة مسبقة، مع ضرورة وجود إدارة مخاطر مناسبة. خطوة تعزز دمج #Crypto في النظام المالي التقليدي. #OCC #Stablecoins #Blockchain #USBanks #DigitalAssets
www.occ.gov/news-issuanc...

US banks maintain steady headcount amid tariff turbulence (Reuters) - Major U.S. banks kept their staffing levels largely stable in the first quarter, bracing for potential disruption later in the year that some analysts say may trigger job cuts. Turbulence stemming from President Donald Trump’s tariffs has fueled fears that economic growth may slow down and spook corporations into adopting a cautious approach to deals. Should mergers and acquisitions stall and initial public offerings remain sluggish, employees at Wall Street banks could have to bear the brunt, Reuters has reported. That outcome is looking increasingly likely as Trump’s vacillating trade policy sows confusion. The KBW Bank Index has fallen nearly 11% since Trump unveiled the tariffs on April 2, which he has touted as Liberation Day. "Clients have become more cautious amid an increase in market volatility driven by geopolitical and trade-related tensions," JPMorgan Chase (NYSE:JPM) CEO Jamie Dimon said on a post-earnings call on Friday. The bank’s employees grew 0.4% over the three months ended March 31. The bank currently has more than 14,000 open positions, a spokesperson for the bank said last week. Bank of America and Wells Fargo reported 0.2% and nearly 1% fewer employees, respectively. BofA had cut a few investment banking roles in the first quarter, Reuters reported last month. Goldman Sachs added 100 people, while its rival Morgan Stanley hired 545. Headcount at Citigroup (NYSE:C) was almost unchanged. "I would expect a significant amount of M&A activity through the rest of the year," Goldman Sachs CEO David Solomon said on an analyst call after results on Monday. "But obviously, if the (economic) landscape got more constrained, there’s a risk of it slowing," he added. All of the banks reported better-than-expected profits for the first quarter, primarily driven by higher trading revenues as consumers rejigged their portfolios in an uncertain market. BANK HEADCOUNT HEADCOUNT AS OF AS OF MARCH 31, DECEMBER 2025 31, 2024 JPMorgan 318,477 317,233 Chase Bank of 212,732 213,193 America Citigroup ~229,000 ~229,000 Wells 215,367 217,502 Fargo Morgan 81,023 80,478 Stanley Goldman 46,600 46,500 Sachs Source: Company filings Should you invest $2,000 in C right now? With C making headlines, savvy investors are asking: Is it truly valued fairly? In a market full of overpriced darlings, identifying true value can be challenging. InvestingPro's advanced AI algorithms have analyzed C alongside thousands of other stocks to uncover hidden gems. These undervalued stocks, potentially including C, could offer substantial returns as the market corrects. In 2024 alone, our AI identified several undervalued stocks that later surged by 30 or more. Is C poised for similar growth? Don't miss the opportunity to find out.

Click Subscribe #USBanks #Tariffs #EconomicNews #JobMarket #MergersAndAcquisitions

#Economy #Igonrance #Arrogance #Stupidity

#Trump crashed #StockMarket
by #TrumpEmergencyEconomy
& Global #Tariffs #implementation 🎪

& after #celebrate himself for
#StockMarket historic gains 🤡

#USBanks start downgrade US equities
expects tariff uncertainty to hurt
corporate America's earnings❗

Canadian government invites US banks for meeting - Bloomberg Investing.com -- In response to US President Donald Trump’s complaints about American banks having difficulty doing business in Canada, the Canadian government has invited representatives from several US banks, including JPMorgan Chase & Co. (NYSE:JPM), for a meeting. Bank of America Corp (NYSE:BAC). is also among the firms invited. The details of the meeting, including its timing, are still being finalized, according to Bloomberg, citing sources who wish to remain anonymous due to the confidential nature of the information. The US President has repeatedly claimed that American banks aren’t permitted to conduct business in Canada. However, this isn’t accurate. Over a dozen US banks currently have operations in Canada. These include JPMorgan, Bank of America, Goldman Sachs Group Inc (NYSE:GS)., and American Express Co (NYSE:AXP). Despite the presence of these US banks, Canadian banks continue to dominate several business sectors, including retail banking. This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

Click Subscribe #CanadianGovernment #USBanks #FinanceNews #Investment #EconomicRelations

America may be headed for this rare type of economic crisis Stagflation, explained.

In the wake of Don The Con’s tariff announcement last week, JP Morgan raised its odds of a US recession to 60 percent, up from 40 percent. Other banks have similarly adjusted their economic forecasts downward.

#DonTheCon #Tariffs #JPMorgan #USBanks #Inflation #Stagflation #Vox

US banks are ’dominant’ in European derivatives, EBA says By Sinead Cruise and Stefania Spezzati LONDON (Reuters) - Non-EU banks have carved out "dominant" roles in some of Europe’s key financial markets, including derivatives where U.S. banks prevail, the European Banking Authority said on Thursday as concerns about the strategic autonomy of the European financial sector grow. Reviewing the dependence of the EU banking sector on foreign banks and foreign currencies, the EBA - which has a mandate to protect and support the EU financial system - said that U.S. banks had a nearly 28% share of the EU derivatives market at December 2023, a rising trend first seen in mid-2021. Overall, non-EU banks’ market share was 33.73%, including an 8.17% share in loans and 6.06% in debt securities, according to the data. The study was published less than a day after the United States imposed a slew of tariffs on imports, rattling markets and stoking fears of a deep global recession. It also comes as strategic allies and trading partners of the United States are evaluating their reliance on the superpower. Some European central banking and supervisory officials are questioning whether they can still rely on the U.S. central bank, Reuters reported last month. The overall market share of non-EU banks across all assets stands at around 10%, down from around 12% in the previous report, the EBA said. By currency, 67% of EU/EEA banks’ exposures is denominated in euros, 19% is in U.S. dollars, a level which has remained stable since mid-2021, according to the EBA. "The market shares in certain areas, such as interest rate derivatives, fee income reaped from commodity trading and from providing collective investment services, are substantially higher and are in some cases indicative of dominant roles played by non-EU institutions in the EU banking market," it said. Olli Carsten, Head of Economic Analysis and Impact Assessment at the EBA said Brussels originally commissioned the analysis in the aftermath of Brexit and finding U.S. banks were strong in derivatives and repo markets was neither surprising nor worrying at this point. "But (the data) could now also contribute to the strategic autonomy discussion," he said. "The Commission wants to understand what this market looks like, how it is structured, and whether there are some areas that could raise potential concerns in situations like what we are witnessing now," he said. The EBA said it also found "a meaningful currency mismatch" at some lenders and recommended supervisors "pay attention to any gaps in stable funding requirements", ensuring currency breakdowns between assets and liabilities are adequately hedged.

Click Subscribe. #USBanks #EuropeanDerivatives #EBA #FinanceNews #BankingSector

EU readies counterstrike on Big Tech and US banks over Trump’s mega tariffs Brussels sees America’s transatlantic trade surplus in services as its Achilles’ heel.

🆕 EU readies counterstrike on Big Tech and US banks over Trump’s mega tariffs: Brussels sees America’s transatlantic trade surplus in services as its Achilles’ heel... 🤔
www.politico.eu/article/eu-t... #EUTariffs #BigTech #USBanks #Trump

#auspol #australianssuperannuation #USbanks