bne IntelliNews

@intellinews.com

1 week ago

Saudi bank lending to private sector and government entities rises 10% in January Saudi bank loans to the private sector and non-financial government entities rose 10% year on year to SAR3.43tn in January 2026, reflecting sustained credit growth across the kingdom's economy.

Saudi bank loans to the private sector and non-financial government entities rose 10% year on year to SAR3.43tn in January 2026, reflecting sustained credit growth across the kingdom's economy. Bne IntelliNews #SaudiBanking #PrivateSector #EconomicGrowth #CreditGrowth #FinancialSector

Asia News Today

@asianewstoday.bsky.social

1 month ago

This Tax Season, TomoCredit Helps Americans Strengthen Their Credit With an AI-Powered 30-Day Plan — Turning Tax Refunds Into Credit Score Growth SAN FRANCISCO, Feb. 28, 2026 /PRNewswire/ — TomoCredit, the AI startup dedicated to building a more inclusive credit system, today released new financial guidance designed to be accessible to everyone — especially the 120 million Americans navigating the credit system with no or thin credit histories. Over the past seven years, TomoCredit has trained a proprietary personalization AI engine using real consumer insights to help individuals build credit more effectively and confidently. According to early-season IRS data, in 2026 the average refund amount is approximately $2,290 — roughly 11% higher than last […]

This Tax Season, TomoCredit Helps Americans Strengthen Their Credit With an AI-Powered 30-Day Plan #TaxSeason #CreditScore #FinancialGuidance #AIPowered #CreditGrowth

Basispoint Insight

@basispointinsight.bsky.social

2 months ago

BasisPointInsight.com - PSB Mergers: Bigger Balance Sheets, But Not Quite Better Banks by K. Srinivasa Rao India’s public sector bank mergers created scale and stability, but five years on, credit growth, competition, and inclusion suggest consolidation alone cannot deliver global champions. by K. Srinivas...

2/2 With Budget 2026–27 approaching, the real question is whether reform will move beyond mergers to risk appetite, project finance capability, and differentiated banking roles.

Read K. Srinivasa Rao’s column for BasisPoint 👇

#BankingReforms #CreditGrowth #IndiaMacro

bne IntelliNews

@intellinews.com

2 months ago

India’s bank credit growth gains momentum India’s bank credit growth strengthened in November 2025, supported by improved lending to micro, small and medium enterprises, a pickup in vehicle loans and a recovery in credit to non-banking financial companies.

India’s bank credit growth strengthened in November 2025, supported by improved lending to micro, small and medium enterprises, a pickup in vehicle loans and a recovery in credit to non-banking financial companies. Bne IntelliNews #Banking #CreditGrowth #IndiaEconomy #MicroFinance #SmallBusiness

Basispoint Insight

@basispointinsight.bsky.social

3 months ago

BasisPointInsight.com - Risk Sensitive Banking: Strength, Scale and Stability Beyond 2026 by K. Srinivasa Rao Strong balance sheets give banks room to grow, but tighter liquidity, sharper risk norms and new capital rules will test how sustainably that growth is delivered. by K. Srinivasa Rao, BasisPointInsigh...

2/2
Read Kembai Srinivasa Rao's column for BasisPoint: Risk Sensitive Banking: Strength, Scale and Stability Beyond 2026

basispointinsight.com/Story/Home/r...

#IndianBanking #RBI #CreditGrowth #RiskManagement #MonetaryPolicy #FinancialStability #IndianEconomy #BaselIII

Maximum Fico Score

@maximumficoscore.bsky.social

3 months ago

How long does it REALLY take to boost your credit? Small steps today can lead to major score increases sooner than you think. Start your path to better credit now!
👉 https://www.maximumficoscore.com/

#CreditGrowth #FICOBoost

Maximum Fico Score

@maximumficoscore.bsky.social

4 months ago

Want a higher credit score? Start by increasing your credit limit! 💳
Learn how secured cards and authorized users can help you build credit faster and smarter. 💡
👉 Discover more: https://www.maximumficoscore.com/
#CreditGrowth #MaximumFicoScore

Basispoint Insight

@basispointinsight.bsky.social

5 months ago

BasisPointInsight.com - RBI Sitting on 100 bps of Policy Space by Barendra Kumar Bhoi If inflation stays near 2.5% and growth around 6.7%, the Taylor rule implies nearly 100 basis points of policy space for the RBI to cut rates. by Barendra Kumar Bhoi, BasisPointInsight.com

2/4 Yet, the Monetary Policy Committee continues to hold at 5.5%, keeping real interest rates high and credit growth sluggish.

#PolicySpace #FinancialStability #CreditGrowth

Basispoint Insight

@basispointinsight.bsky.social

5 months ago

BasisPointInsight.com - Partly Monetary Policy, Largely Credit Policy by BasisPoint Groupthink RBI holds repo rate at 5.5% but turns back to credit policy playbook, spurring lending while leaving December wide open for rate cuts. by BasisPoint Groupthink, BasisPointInsight.com

1/3 The RBI may have paused rates at 5.5%, but the October policy felt less like monetary policy and more like a return to credit policy.

#CreditPolicy #MonetaryPolicy #RBI #InterestRates #CreditGrowth #IndiaEconomy

News X

@news-x.bsky.social

5 months ago

3/6 🏦 Banks will now be able to finance Indian company acquisitions! 🤝 Plus, a decade-old lending limit of ₹10,000cr is being removed, easing credit flow. 💰 #Banking #Finance #CreditGrowth

News X

@news-x.bsky.social

5 months ago

5/6 RBI emphasizes financial 🛡️ stability first, but aims to unlock credit & support productive sectors. Lending slowdown being addressed. 💪 Governor defends moves as *not* relaxations. #FinancialStability #CreditGrowth #RBIpolicy

Maximum Fico Score

@maximumficoscore.bsky.social

5 months ago

We’re grateful for your trust as we grow! 🙏 Our promise: continued improvement, stronger tools & better results for your credit journey. Let’s rise together 👉 https://www.maximumficoscore.com/
 #CreditGrowth #StrongerTogether

Basispoint Insight

@basispointinsight.bsky.social

6 months ago

BasisPointInsight.com - Monetary Policy Should Look Beyond Repo Rate Cut  by K. Srinivasa Rao RBI’s 100 bps repo cut has lowered EMIs for existing borrowers, but new loans remain costlier. Liquidity gaps, sticky deposits, and high bond yields stall full transmission. by K. Srinivasa Rao, Basis...

1/3 The RBI has cut repo by 100 bps this year, easing EMIs for existing borrowers. Yet new loans remain costlier. Why? Because liquidity gaps, sticky deposits, and rising bond yields are blocking full transmission.

#RBI #RepoRate #MonetaryPolicy #IndiaEconomy #Liquidity #Inflation #CreditGrowth

All Namibian News

@namibiannews.bsky.social

6 months ago

#CreditGrowth #FinanceNews #EconomicGrowth #PrivateSector #MarketAnalysis

Basispoint Insight

@basispointinsight.bsky.social

6 months ago

BasisPointInsight.com - Why Credit Growth Remains Tepid in India by Rudra Sensarma Healthy balance sheets can’t offset muted demand as higher real rates and global headwinds weigh on investment appetite. by Rudra Sensarma, BasisPointInsight.com

Despite three RBI rate cuts this year, bank credit growth remains weak. Healthy balance sheets can’t offset muted demand as higher real rates and global headwinds weigh on investment appetite.

Read Rudra Sensarma's column to know more 👇

#CreditGrowth #RBI #RateCuts #Liquidity #IndiaEconomy

Basispoint Insight

@basispointinsight.bsky.social

7 months ago

Getting credit flow where it matters most Sujit Kumar, India’s lenders look flush and NBFCs are growing, yet without private capital stepping up, the credit engine risks running idle.

4/4 Full analysis by Sujit Kumar on what this means for India's economic trajectory and what needs to change 👇
basispointinsight.com/Story/Home/g...

#IndianEconomy #CreditGrowth

All Namibian News

@namibiannews.bsky.social

7 months ago

#PrivateSector #CreditGrowth #Economy #FinancialServices #CorporateCredit

Basispoint Insight

@basispointinsight.bsky.social

7 months ago

RBI Unlikely to Cut Repo Rate as Focus Turns to Credit Transmission With inflation cooling and liquidity ample, RBI is set to hold rates and wait for credit transmission before fresh policy moves.

1/2 The RBI is set to hold the repo rate steady in its August 2025 review, prioritising credit transmission over fresh policy moves, writes K. Srinivasa Rao.

#RBI #RepoRate #CreditGrowth #LiquiditySurplus #RatePause #inflation

Policy Circle

@policycircle.bsky.social

7 months ago

Credit-led growth: Indian banks must embrace global capital | Policy Circle Indian banks must shed risk aversion and embrace FDI, digital innovation, and ESG standards to fund the next phase of growth. #Banks #FDI #NPA

With #depositgrowth outpacing #creditgrowth, banks must retool strategies to serve #MSMEs and attract global #investment. #fdi #interestrate #rbi
www.policycircle.org/industry/fdi...

Brief Nepal

@allstocksinfo.bsky.social

8 months ago

Significant improvement in loan recovery, SPIL’s financial report anticipation As the fiscal year 2081/82 came to a close, banks across Nepal recorded significant improvements in loan recovery during the month of Ashad. This development

Will SPIL deliver strong numbers? Investors are watching closely.

#SPIL #LoanRecovery #Q4Results #NepalBanking #FinancialReport #AllStocksInfo #StockMarketNepal #CreditGrowth #BankingUpdate #NPL #InvestorAlert #FinanceNepal #NEPSE #MonetaryPolicy
allstocksinfo.com/significant-...

Brief Nepal

@allstocksinfo.bsky.social

8 months ago

Share-backed loans increase by 43% in past 11 months According to Nepal Rastra Bank’s latest data (up to the end of Jestha 2082), share mortgage loans (margin loans) increased by 42.8% compared to last Ashar. In

Share loans up by 43%, import loans soar over 62%! NRB’s new data reveals sector-wise credit trends for 2082. See where the money is flowing 👉 #NepalBanking #ShareLoan #NRBUpdate #CreditGrowth #NEPSE
allstocksinfo.com/share-backed...

All Namibian News

@namibiannews.bsky.social

8 months ago

#BusinessNews #Namibia #CorporateFinance #CreditGrowth #EconomicTrends

All Namibian News

@namibiannews.bsky.social

9 months ago

Credit growth slows, but vehicle and equipment loans stay resilient Namibia’s private sector credit growth slowed down slightly in April, according to the latest report by Simonis Storm Securities. Additionally, economist Almandro Jansen is observing a broadbased reduction in lending to both households and businesses. Private sector credit extension (PSCE) eased to 4.5% year on year (y/y) in April, down from 5% in March. While the slowdown suggests a modest dip in overall credit momentum, pockets of resilience remain, particularly in instalment credit linked to vehicle and durable goods purchases. “There’s still solid demand for asset-based lending, especially for cars and equipment, which continues to support overall credit expansion,” Jansen says. On the corporate side, credit growth moderated to 7.1% y/y in April from 8.2% y/y the month before. Businesses appeared more cautious, increasing their repayments and adopting a conservative stance on new borrowing. Notably, growth in other loans and advances decelerated to 10.7%, and instalment and leasing credit slowed to 18.5%. “Despite this moderation, the elevated levels in these categories suggest that corporates are still actively investing, particularly in sectors like transport, logistics, and capital equipment,” Jansen adds. One area that bucked the broader slowing trend was overdraft credit, which climbed to 8.3% year on year. This indicates that firms may be facing rising short-term liquidity pressures, possibly due to delayed payments or tighter cash flows in a challenging economic environment. However, not all segments were upbeat. Business mortgage credit fell deeper into negative territory, contracting by 3.1% y/y in April. This decline highlighted a continued aversion to commercial property investment, largely attributed to elevated construction costs and ongoing macroeconomic uncertainty. “Commercial property remains under pressure. Developers and investors are wary, especially given Namibia’s high building input costs and broader questions around future demand,” says Jansen. The post Credit growth slows, but vehicle and equipment loans stay resilient appeared first on The Namibian.

#CreditGrowth #VehicleLoans #EquipmentLoans #NamibiaEconomy #PrivateSector

All Namibian News

@namibiannews.bsky.social

10 months ago

Namibia’s business overdrafts signal tentative recovery amid broader credit growth Namibia’s corporate sector has recorded a milestone in its post-pandemic recovery, with business overdraft facilities posting positive annual growth for the first time in over a year, signalling renewed confidence among firms amid broader credit expansion. According to the latest Private Sector Credit Extension (PSCE) report by Simonis Storm, overdraft

#Namibia #BusinessRecovery #CorporateFinance #CreditGrowth #PostPandemic

All Namibian News

@namibiannews.bsky.social

11 months ago

Household borrowing relaxesat N$68.4 billion Household borrowing stayed stuck at N$68.4 billion in February for the fifth month in a row because of deeper problems in Namibia’s economy. Corporate credit growth slightly decelerated to 5.9% year on year (y/y) in February (from 6.1% in January 2025), reaching N$49.4 billion – a modest N$129-million monthly increase. Simonis Storm Securities’ Almandro Jansen says this contributed to a slight moderation in private sector credit extension to 3.9% y/y (from 4.1% in January) – still stronger than last year’s 1.7%. “The annual improvement reflects a sustained, modest credit recovery, mainly from corporate demand,” he says. While business credit growth was relatively strong, the moderation stemmed from slower growth in other loans and advances (9.6% y/y from 15.1%), especially in manufacturing, mining, and fishing, where firms prioritised debt repayment. Namibia’s corporate debt reached N$49.4 billion in February, up with N$129 million monthly. “Corporate credit grew 5.9% y/y, slightly down from January’s 6.1%. Growth remains uneven across sectors amid a mixed economy,” Jansen says. Corporate mortgage credit remained weak, contracting slightly by 0.2% y/y. “However, instalment and leasing credit remained strong, up 20.4% y/y, supported by capital goods investment,” the analysts add. Overdraft lending showed a slight recovery to 0.3% y/y (from -7% in January), but net repayments offset gains. Jansen suggests businesses are cautiously managing debt despite accommodative financing. “Favourable rainfall and the corporate tax cut (30% to 28%) could improve credit demand sentiment,” the analysis indicates. Household credit growth remained at 2.6% y/y in February 2025, 1.7 percentage points below last year’s 4.3%. Household debt stayed at N$68.4 billion, a slight N$143.5-million monthly decrease, reflecting cautious consumer behaviour and subdued borrowing due to high debt and economic uncertainty. “Continued stagnation reflects weak consumer confidence and tighter affordability,” Jansen says. Mortgage credit growth slightly increased to 0.7% y/y (from 0.3% in January), but remained below historical averages, indicating housing market caution. Household overdraft lending sharply contracted by -13.2% y/y, reversing January’s 18.5% spike. However, other loans and advances grew 7.9% y/y, and instalment/leasing credit was solid at 12.3% y/y, driven by strong vehicle sales (up 10.4% y/y in February). Simonis highlights a widening gap between corporate and household credit recovery, with businesses cautiously re-engaging while households face constraints. – email: matthew@namibian.com.na The post Household borrowing relaxesat N$68.4 billion appeared first on The Namibian.

#Namibia #Economy #HouseholdBorrowing #CreditGrowth #BusinessCredit