HealthEquity’s credit outlook raised to positive by Moody’s Investing.com -- Moody’s Ratings has affirmed HealthEquity, Inc.’s corporate family rating at Ba3 while changing the outlook from stable to positive, citing improved credit metrics following the successful integration of the BenefitWallet acquisition. The rating agency maintained the company’s probability of default rating at Ba3-PD and affirmed the $600 million senior unsecured notes rating at B1. HealthEquity’s speculative grade liquidity rating remains unchanged at SGL-1. The positive outlook reflects HealthEquity’s increased scale, improved free cash flow generation, and reduced financial leverage. The company’s debt-to-EBITDA ratio (less capitalized software costs) stands at 3.4x for the 12-month period ended April 30, 2025. As the largest non-bank custodian of Health Savings Accounts in the US, HealthEquity has strengthened its competitive position following the BenefitWallet acquisition. The company generated approximately $300 million in free cash flow (26% of debt) for the period ended April 30, 2025, with strong EBITDA margins in the high 20s to low 30s percent range. Moody’s noted that HealthEquity’s modest revenue scale of approximately $1.2 billion remains below other similarly rated service providers. The company’s financial policies include using debt to fund acquisitions as a growth strategy, which impacts its rating. The rating agency expects mid to high-single digit organic revenue growth and approximately $300 million in free cash flow going forward. HealthEquity had about $288 million in cash as of April 30, 2025, with an expected $550 million remaining available under its $1 billion revolving credit facility. 3rd party Ad. Not an offer or recommendation by Investing.com. See disclosure here or remove ads. Moody’s indicated that ratings could be upgraded if HealthEquity further expands its revenue scale while maintaining EBITDA margins above 30% and debt-to-EBITDA below 4.0x. Conversely, ratings could be downgraded if revenue growth slows, the company loses significant market share, or if debt-to-EBITDA exceeds 5.0x. This article was generated with the support of AI and reviewed by an editor. For more information see our T&C. That's one option, but what if there are better opportunities hiding in plain sight? Investing.com's ProPicks AI has identified growth stocks that often get overlooked by individual investors. Compare your choice against our global range of AI-selected picks - with 3 out of 4 beating their benchmark index year to date and 98% in the green. Get fresh new picks every month, now available at 50% off while our Summer Sale lasts. Hurry, offer ends soon!

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S&P Global revises credit outlook for Gucci owner Kering to negative from stable By Matt Tracy (Reuters) -S&P Global has revised its credit outlook for luxury goods group Kering (EPA:PRTP) S.A. to negative from stable, the ratings agency said on Monday, after sales of Kering’s Gucci brand and other products declined in the first half of the year. In a report on Kering’s investment grade credit rating, S&P analysts highlighted weakening consumer demand for the French group’s luxury apparel across key markets, most notably a 22% year-on-year decline in revenue in the Asia-Pacific and China. The analysts added that Kering had underperformed peers such as LVMH, Dior and Hermes so far this year. Sales of Kering’s flagship Gucci brand, which made up over half of its core earnings (EBITDA) last year, fell by a quarter in the first half of 2025, the analysts added. S&P maintained Kering’s long-term issuer credit ratings at BBB+, which lies toward the lower end of the high-grade ratings spectrum. "The negative outlook reflects Kering’s reduced rating headroom stemming from ongoing pressures in its operating performance, execution risks associated with the company’s turnaround initiatives, amid a subdued industry environment," the analysts wrote. Kering in June announced it appointed as its new CEO Luca de Meo, former CEO of French automaker Renault (EPA:RENA) Group, who will take office in mid-September. With LVMH making headlines, savvy investors are asking: Is it truly valued fairly? In a market full of overpriced darlings, identifying true value can be challenging. InvestingPro's advanced AI algorithms have analyzed LVMH alongside thousands of other stocks to uncover hidden gems. These undervalued stocks, potentially including LVMH, could offer substantial returns as the market corrects. In 2024 alone, our AI identified several undervalued stocks that later surged by 30 or more. Is LVMH poised for similar growth? Don't miss the opportunity to find out.

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Edgewell Personal Care credit outlook revised to negative by S&P on tariff concerns Risk Disclosure: Trading in financial instruments and/or cryptocurrencies involves high risks including the risk of losing some, or all, of your investment amount, and may not be suitable for all investors. Prices of cryptocurrencies are extremely volatile and may be affected by external factors such as financial, regulatory or political events. Trading on margin increases the financial risks. Before deciding to trade in financial instrument or cryptocurrencies you should be fully informed of the risks and costs associated with trading the financial markets, carefully consider your investment objectives, level of experience, and risk appetite, and seek professional advice where needed. Fusion Media would like to remind you that the data contained in this website is not necessarily real-time nor accurate. The data and prices on the website are not necessarily provided by any market or exchange, but may be provided by market makers, and so prices may not be accurate and may differ from the actual price at any given market, meaning prices are indicative and not appropriate for trading purposes. Fusion Media and any provider of the data contained in this website will not accept liability for any loss or damage as a result of your trading, or your reliance on the information contained within this website. It is prohibited to use, store, reproduce, display, modify, transmit or distribute the data contained in this website without the explicit prior written permission of Fusion Media and/or the data provider. All intellectual property rights are reserved by the providers and/or the exchange providing the data contained in this website. Fusion Media may be compensated by the advertisers that appear on the website, based on your interaction with the advertisements or advertisers.

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U.S. credit outlook: Is the default risk dead? hereremove ads Risk Disclosure: Trading in financial instruments and/or cryptocurrencies involves high risks including the risk of losing some, or all, of your investment amount, and may not be suitable for all investors. Prices of cryptocurrencies are extremely volatile and may be affected by external factors such as financial, regulatory or political events. Trading on margin increases the financial risks. Before deciding to trade in financial instrument or cryptocurrencies you should be fully informed of the risks and costs associated with trading the financial markets, carefully consider your investment objectives, level of experience, and risk appetite, and seek professional advice where needed. Fusion Media would like to remind you that the data contained in this website is not necessarily real-time nor accurate. The data and prices on the website are not necessarily provided by any market or exchange, but may be provided by market makers, and so prices may not be accurate and may differ from the actual price at any given market, meaning prices are indicative and not appropriate for trading purposes. Fusion Media and any provider of the data contained in this website will not accept liability for any loss or damage as a result of your trading, or your reliance on the information contained within this website. It is prohibited to use, store, reproduce, display, modify, transmit or distribute the data contained in this website without the explicit prior written permission of Fusion Media and/or the data provider. All intellectual property rights are reserved by the providers and/or the exchange providing the data contained in this website. Fusion Media may be compensated by the advertisers that appear on the website, based on your interaction with the advertisements or advertisers.

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Cleveland-Cliffs credit outlook revised to negative at S&P, ’BB-’ rating affirmed CLFSTLC hereremove ads hereremove ads Latest comments Install Our AppScan QR code to install app Google Play App Store Blog Mobile Portfolio Widgets About Us Advertise Help & Support Authors Risk Disclosure: Trading in financial instruments and/or cryptocurrencies involves high risks including the risk of losing some, or all, of your investment amount, and may not be suitable for all investors. Prices of cryptocurrencies are extremely volatile and may be affected by external factors such as financial, regulatory or political events. Trading on margin increases the financial risks. Before deciding to trade in financial instrument or cryptocurrencies you should be fully informed of the risks and costs associated with trading the financial markets, carefully consider your investment objectives, level of experience, and risk appetite, and seek professional advice where needed. Fusion Media would like to remind you that the data contained in this website is not necessarily real-time nor accurate. The data and prices on the website are not necessarily provided by any market or exchange, but may be provided by market makers, and so prices may not be accurate and may differ from the actual price at any given market, meaning prices are indicative and not appropriate for trading purposes. Fusion Media and any provider of the data contained in this website will not accept liability for any loss or damage as a result of your trading, or your reliance on the information contained within this website. It is prohibited to use, store, reproduce, display, modify, transmit or distribute the data contained in this website without the explicit prior written permission of Fusion Media and/or the data provider. All intellectual property rights are reserved by the providers and/or the exchange providing the data contained in this website. Fusion Media may be compensated by the advertisers that appear on the website, based on your interaction with the advertisements or advertisers.

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