Judge awards policy-limit recovery after insurer denied claim despite admitting household driver A default judgment granted policy-limit and additional awards in Nelson v. Pizarro/Palmer after the insurer denied coverage; plaintiff argued the family-purpose doctrine and sought policy limits and attorney fees; the court awarded $25,000 to the plaintiff, $5,000 for a minor, and $10,000 in fees.

In a landmark ruling, a judge awarded $40,000 to a family after an insurer denied coverage for a household driver, highlighting the power of the family-purpose doctrine.

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