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It’s been almost three years since sharing my toolkit defaults (2023). High time to report an update. There’s a second reason to post this now: I’ve been trying to get back into the Linux groove (more on that later), so I’m hoping to either change the defaults below in the near future or streamline them across macOS & Linux. When the default changed I’ll provide more information; otherwise see the previous post as linked above. * **Backup system** : Still Restic, but I added Syncthing into the loop to get that 1-2-3 backup number higher. I still have to buy a fire-proof safe (or sync it off-site). * **Bookmarks and _Read It Later_ systems**: Still Alfred & Obsidian. Experimenting with Org-mode and org-capture; hoping to migrate this category to Emacs as well. * **Browser** : Still Firefox. * **Calendar and contacts** : Still Self-hosted Radicale. * **Chat** : Mainly Signal now thanks to bullying friends into using it. * **Cloud File Storage** : lol, good one. * **Coding environment** : ~~For light and quick scripting, Sublime Text~~ Emacs! Otherwise, any of the dedicated tools from the JetBrains folks. `dap-mode` and `lsp-mode` can only do so much; it’s dreadful in Java. * **Image editor** : Still ImageMagick + GIMP. * **Mail** : ~~Apple Mail for macOS for brainbaking~~ Mu4e in Emacs! and ~~Microsoft Outlook for work~~ Apple Mail for the work Exchange server. I didn’t want to mix but since Mu cleared up Mail, that’s much better than Outlook. * **Music** : Still Navidrome. * **Notes** : Still pen & paper but I need to remind myself to take up that pen more often. * **Password Management** : Still KeePassXC. * **Photo Management** : Still PhotoPrism. I considered replacing it but I barely use it; it’s just a photo dump place for now. * **Podcasts** : I find myself using the Apple Podcast app more often than in 2023. I don’t know if that’s a bad thing—it will be if I want to migrate to Linux. * **Presentations** : Haven’t found the need for one. * **RSS** : Still NetNewsWire _but_ since last year it’s backed by a FreshRSS server making cross-platform reading much better. Android client app used is Randrop now, so that’s new. * **Spreadsheets** : For student grading, Google Sheets or ~~Excel if I have to share it with colleagues~~. My new institution is pro Teams & Office 365. Yay. * **Text Editor** : I’m typing this Markdown post in ~~Sublime Text~~ Emacs. * **Word Processing** : Still Pandoc if needed. * **Terminal** : emulator: ~~iTerm2~~ Ghostty, but evaluating Kitty as well (I hated how the iTerm2 devs shoved AI shit in there); shell: ~~Zsh~~ migrated to Fish two days ago! The built-in command line option autocomplete capabilities are amazing. Guess what: more and more I’m using eshell and Emacs. Some more tools that have been adapted that don’t belong in one of the above categories: * Karabiner Elements to remap some keys (see the explanation) * I tried out Martha as a Finder alternative. It’s OK but I’d rather dig into Dired (Emacs)—especially if I see the popularity of tools like `yazi` that just steal Dired features. * I replaced quite a few coreutils CLI commands with their modern counterparts: `ls` now is `eza`, `cat` now is `bat`, `du` now is `gdu`, `cd` now is `zoxide`, and `fzf` can be used to enhance shell search history but Fish eliminated that need. * AltTab for macOS replaces the default window switcher. The default didn’t play nice with new Emacs frames and I like the mini screenshot. A prediction for this post in 2027: all tools have been replaced with Emacs. All silliness aside; Emacs is the best thing that happened to me in the last couple of months. folder icon `software` tag icon `lists` `app defaults`



#lists #app #defaults

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Consequences #IranWar #Business #EnergyPrices #Defaults

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Homeowners with stronger credit scores are increasingly defaulting on mortgage payments Rate of ‘near-prime’ borrowers missing payments for 90 days increased by 31 per cent by end of 2025 from year earlier

Homeowners with stronger credit scores are increasingly defaulting on mortgage payments www.theglobeandmail.com/business/art... #vanre #tore #mortgages #defaults #cdnpoli

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Original post on swiss.social

From ⁨⁨⁨⁨⁨#AnnafromUkraine⁩⁩⁩⁩⁩ @AnnafromUkraine@youtube.com

RUSSIA MASS #DEFAULTS: OLIGARCHS DON’T TRUST PUTIN ANYMORE Vlog 1326: War in #Ukraine

russian #oligarchs do not trust #putin anymore. 51 big #companies announce default in January, and 10 plus in February. More than 50% of large […]

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Ubuntu 26.04 Is Quietly Replacing Its Classic Linux Tools—and the Replacements Are Actually Better Ubuntu 26.04 is replacing classic Linux command-line tools like top, ls, cat, and grep with mode...

#DevNews #ITProNews #btop #eza #bat #ripgrep #Canonical […]

[Original post on webpronews.com]

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Defaults Apps and services that I use by default on my favorite tech …

I have just updated my #DEFAULTS list. Last update was 3 months ago and some things changed. So I think it was necessary.

ner3y.me/defaults/

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Delinquencies, Defaults, and Market Shifts: What Real Estate Investors Should Expect in 2026 Introduction: A Market Entering a New Phase After years of rapid appreciation, unprecedented liquidity, and historically low interest rates, the real estate market has entered a very different cycle—o...

Delinquencies, defaults, and market shifts are critical topics for real estate investors to consider as we look ahead to 2026.

#RealEstateInvesting #2026Outlook #MarketShifts #Delinquencies #Defaults #RealEstateTrends
#InvestorStrategy #HousingMarket2026

www.linkedin.com/pulse/delinq...

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Rubenerd: App defaults, 2025 A list of things I use, inspired by the App Defaults page by Robb Knight



#software #app #defaults

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A Modern CSS Reset Oooooh. Nifty.
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Explainer: Preferences Hundreds of app preferences are hidden away in ~/Library/Preferences and elsewhere. What do they contain, how do they work, and how can they crash an app before it's even running fully?
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Should you repair permissions? First we repaired disk permissions, until SIP made that impossible. Then we reset user permissions until Apple withdrew that advice. Next we ran repairHomePermissions in Recovery. Should you still use that?
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Should you repair permissions? First we repaired disk permissions, until SIP made that impossible. Then we reset user permissions until Apple withdrew that advice. Next we ran repairHomePermissions in Recovery. Should you still use that?
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Should you repair permissions? First we repaired disk permissions, until SIP made that impossible. Then we reset user permissions until Apple withdrew that advice. Next we ran repairHomePermissions in Recovery. Should you still use that?
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Should you repair permissions? First we repaired disk permissions, until SIP made that impossible. Then we reset user permissions until Apple withdrew that advice. Next we ran repairHomePermissions in Recovery. Should you still use that?
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Should you repair permissions? First we repaired disk permissions, until SIP made that impossible. Then we reset user permissions until Apple withdrew that advice. Next we ran repairHomePermissions in Recovery. Should you still use that?
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Should you repair permissions? First we repaired disk permissions, until SIP made that impossible. Then we reset user permissions until Apple withdrew that advice. Next we ran repairHomePermissions in Recovery. Should you still use that?
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Should you repair permissions? First we repaired disk permissions, until SIP made that impossible. Then we reset user permissions until Apple withdrew that advice. Next we ran repairHomePermissions in Recovery. Should you still use that?
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We’ve now reached #LetThemEatCake stage:

- Many car loan #Defaults
- Can’t afford #Healthcare while #Hospitals closing
- #USHouse on interminable vacation while #Military #AirTrafficControllers & other #Government workers aren’t getting paid while #ICE #BorderGuards & #NationalGuard proliferate

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Original post on indieweb.social

🔥 Did you know you can fully customize your Bonfire sidebar?
Pick the feeds you want, reorder everything, move sections around. Don't let the power of the default dictate your experience, make the interface adapt to your needs!
See the video: https://www.tella.tv/video/ivans-video-063e
And see […]

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#HY #defaults
High investor cash balances and a search for yield have been the key themes throughout credit markets this year, including flows into private credit, chart #JPMorganAM

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Americans reach record car debt… experts fear a 2008-like collapse The soaring cost of cars and insurance is pushing millions of Americans to the financial brink. Wall Street is nervous that could trigger a recession.

' #Delinquencies, #defaults, and #repossessions have shot up in recent years,' the Consumer Federation of America warned in recent analysis. #Auto

'It looks alarmingly similar to trends that were apparent before the #GreatRecession.'

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Frame of preference > Join me on a journey through the first twenty years of Mac’s control panels. > Even already in 1979, the Macintosh was envisioned as a home appliance akin to a toaster or a TV. This was documented in one of my favorite memos of all time. Get the machine out of the box. Leave the screwdriver in the drawer. There is no step three. > This early Control Panel has been celebrated since, even though there are mistakes here: the inconsistent Chicago 3, the top section being one pixel too short, and an occasional uneven border. The UI, like the whole Mac, is slow and clunky – you can see the panel, the windows, even the menus struggling to be drawn with required haste. (Only the mouse pointer is speedy, and it was a small miracle how it got this way.)
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Frame of preference > Join me on a journey through the first twenty years of Mac’s control panels. > Even already in 1979, the Macintosh was envisioned as a home appliance akin to a toaster or a TV. This was documented in one of my favorite memos of all time. Get the machine out of the box. Leave the screwdriver in the drawer. There is no step three. > This early Control Panel has been celebrated since, even though there are mistakes here: the inconsistent Chicago 3, the top section being one pixel too short, and an occasional uneven border. The UI, like the whole Mac, is slow and clunky – you can see the panel, the windows, even the menus struggling to be drawn with required haste. (Only the mouse pointer is speedy, and it was a small miracle how it got this way.)
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Frame of preference > Join me on a journey through the first twenty years of Mac’s control panels. > Even already in 1979, the Macintosh was envisioned as a home appliance akin to a toaster or a TV. This was documented in one of my favorite memos of all time. Get the machine out of the box. Leave the screwdriver in the drawer. There is no step three. > This early Control Panel has been celebrated since, even though there are mistakes here: the inconsistent Chicago 3, the top section being one pixel too short, and an occasional uneven border. The UI, like the whole Mac, is slow and clunky – you can see the panel, the windows, even the menus struggling to be drawn with required haste. (Only the mouse pointer is speedy, and it was a small miracle how it got this way.)
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Frame of preference > Join me on a journey through the first twenty years of Mac’s control panels. > Even already in 1979, the Macintosh was envisioned as a home appliance akin to a toaster or a TV. This was documented in one of my favorite memos of all time. Get the machine out of the box. Leave the screwdriver in the drawer. There is no step three. > This early Control Panel has been celebrated since, even though there are mistakes here: the inconsistent Chicago 3, the top section being one pixel too short, and an occasional uneven border. The UI, like the whole Mac, is slow and clunky – you can see the panel, the windows, even the menus struggling to be drawn with required haste. (Only the mouse pointer is speedy, and it was a small miracle how it got this way.)
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Frame of preference > Join me on a journey through the first twenty years of Mac’s control panels. > Even already in 1979, the Macintosh was envisioned as a home appliance akin to a toaster or a TV. This was documented in one of my favorite memos of all time. Get the machine out of the box. Leave the screwdriver in the drawer. There is no step three. > This early Control Panel has been celebrated since, even though there are mistakes here: the inconsistent Chicago 3, the top section being one pixel too short, and an occasional uneven border. The UI, like the whole Mac, is slow and clunky – you can see the panel, the windows, even the menus struggling to be drawn with required haste. (Only the mouse pointer is speedy, and it was a small miracle how it got this way.)
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Preview
Frame of preference > Join me on a journey through the first twenty years of Mac’s control panels. > Even already in 1979, the Macintosh was envisioned as a home appliance akin to a toaster or a TV. This was documented in one of my favorite memos of all time. Get the machine out of the box. Leave the screwdriver in the drawer. There is no step three. > This early Control Panel has been celebrated since, even though there are mistakes here: the inconsistent Chicago 3, the top section being one pixel too short, and an occasional uneven border. The UI, like the whole Mac, is slow and clunky – you can see the panel, the windows, even the menus struggling to be drawn with required haste. (Only the mouse pointer is speedy, and it was a small miracle how it got this way.)
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Preview
Frame of preference > Join me on a journey through the first twenty years of Mac’s control panels. > Even already in 1979, the Macintosh was envisioned as a home appliance akin to a toaster or a TV. This was documented in one of my favorite memos of all time. Get the machine out of the box. Leave the screwdriver in the drawer. There is no step three. > This early Control Panel has been celebrated since, even though there are mistakes here: the inconsistent Chicago 3, the top section being one pixel too short, and an occasional uneven border. The UI, like the whole Mac, is slow and clunky – you can see the panel, the windows, even the menus struggling to be drawn with required haste. (Only the mouse pointer is speedy, and it was a small miracle how it got this way.)
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Preview
Frame of preference > Join me on a journey through the first twenty years of Mac’s control panels. > Even already in 1979, the Macintosh was envisioned as a home appliance akin to a toaster or a TV. This was documented in one of my favorite memos of all time. Get the machine out of the box. Leave the screwdriver in the drawer. There is no step three. > This early Control Panel has been celebrated since, even though there are mistakes here: the inconsistent Chicago 3, the top section being one pixel too short, and an occasional uneven border. The UI, like the whole Mac, is slow and clunky – you can see the panel, the windows, even the menus struggling to be drawn with required haste. (Only the mouse pointer is speedy, and it was a small miracle how it got this way.)
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