BasisPointInsight.com - Risk-Based Deposit Insurance Framework Could Reshape Bank Behaviour by K. Srinivasa Rao New risk-based deposit insurance regime will end blanket protection, reward disciplined lenders, and make weak banks bear the cost of their own failures. by K. Srinivasa Rao, BasisPointInsight.com

1/4 For decades, every Indian bank paid the same price for deposit insurance — no matter how risky or responsible they were. That ends in 2026.

#FinancialReforms #riskbasedpricing