LUTNICK: It is outrageous that Canada will not put US spirits on the shelf. It is insulting and disrespectful to America


SHAHEEN: They won't do it because of the insults from this president and comments like yours

Earth Day: Another Idea Learn how to reduce waste and save money by composting. Discover the benefits of composting and how it can improve your garden and reduce the need for fertilizers and topsoil.

Earth Day: Another Idea

♻️ What are you going to do for #EarthDay ? Just toodle around in your gas guzzling truck? Seems like Earth Day has disappeared for now?

www.canajunfinances.com/2009/04/23/e...

0.25 % Interest Rates, Holy Cow!!!! Interest rates dropped to 0.25% in April 2009—a historic low. What did it mean for inflation, deflation, and your financial strategy?

0.25 % Interest Rates, Holy Cow!!!!

The wild and wooly days of 2009, when interest rates were low, and real estate prices were on a Rocket to Mars!
#InterestRates #Archive #BofC

www.canajunfinances.com/2009/04/22/0...

Why I’m Still Not Your Investment Guru (but that's OK) Investing Advice Canada: Why overconfidence kills returns, what actually works, and why you shouldn’t blindly trust “experts.”

Hot take: You don’t need to be smart to invest well.

You just need to avoid doing dumb things repeatedly.

Overconfidence is the real portfolio killer.

www.canajunfinances.com/2026/04/13/i...

Autism Parenting Advice: What Helps, What Hurts, and When to Stay Quiet When it comes to autism and advice, I would caution your regular tendencies to want to "help" and figure out if you are really being "helpful"

Parents of children with autism don’t need more advice.

They need:

Understanding
Patience
And someone who will actually listen
#Autism #Awareness #Advice
www.canajunfinances.com/2026/04/02/a...

Fig Tuesday Financial Foibles A sarcastic Canadian finance rant on car costs, tax season chaos, and retirement decisions. Welcome to Fig Tuesday.

Fig Tuesday Financial Foibles

Personal finance isn’t optimized.

It’s worn tires, missing receipts, and guessing when to take CPP.

Welcome to Fig Tuesday.
#CanFin #Rant #Money
www.canajunfinances.com/2026/03/31/f...

Saint Patrick Patron Saint of Engineers Did you realize Saint Patrick is the Patron saint of Engineering and thus technology? Let us thank Saint Patty for technology and Ireland too

Saint Patrick Patron Saint of Engineers

Yeh, not just an excuse for drinking!
#Engineer #SaintPatrick #Science

www.canajunfinances.com/saint-patric...

Happy 21st Anniversary With over 20 years of personal finance blogging, this site has evolved from a broad collection of thoughts into a focused financial and personal journal. Initially covering everything under the sun, the author now writes selectively about family and finances, disabilities (especially the RDSP), and unique financial insights. While monetization was never a priority, the blog remains an open letter to family and self about money. Looking ahead, the focus is on rewriting and optimizing older content, using AI tools for SEO and social media automation. A growing interest in Money & Dementia will bring new perspectives, shaped by personal experiences with a loved one’s decline. Whether you’re here for financial wisdom or personal reflection, this blog continues to share meaningful insights for those navigating life’s financial challenges. Keywords: Personal finance blogging, RDSP, family finances, financial insights, SEO optimization, money and dementia, financial storytelling

21 years of personal finance blogging. Didn’t get rich. Learned a lot. Met great people. Now heading into retirement.
#PersonalFinance #Blogging #Retirement #CdnEcon

Wordpress Danger: Admin Is NOT Your Admin Log In Is It? If you are using Wordpress the first thing you should do after setting up is DISABLING the Admin user ID and creating an alternate named ADMIN account.

Switching from the default "admin" username in WordPress is crucial for security. By creating a new user with admin privileges and a strong password, you can eliminate a common target for hackers.
#Wordpress #Security

nothowtodoit.com/wordpress-ti...

Random Thoughts: Bye Bye Bernie With Bernie Madoff pleading guilty to 11 fraud charges, be vigilant with investments & research. Random thoughts & spring time change. (bernie)

Bernie Madoff proved one thing: consistent “too good to be true” returns usually are. This is a blast from the past, but Ponzi Schemes continue on!

#Investing #PersonalFinance #PonziScheme

www.canajunfinances.com/2009/03/13/r...

RDSP: Statement of Entitlement 2026 An RDSP Statement of Entitlement is a yearly update that tells the holder how the government will match their contributions to the savings plan. It tells them, how much will be matched, and the amount of the Grant associated with that contribution amount. #RDSP #SOE #StatementOfEntitlement

RDSP Statement of Entitlement 2026 reminder: once a beneficiary turns 18, grants and bonds are based on their income, not the parent’s. Matching money matters.
#RDSP #CanadianFinance #DisabilityTaxCredit #CdnEcon

Money and Lent: Clutter too? Try a Lent declutter challenge: 40 days to simplify your home, reduce clutter, and reset your finances with intention.

Money and Lent: Clutter too?

A 40-day Lent declutter challenge: simplify your home and your finances one small step at a time.
#PersonalFinance #Lent #Declutter

www.canajunfinances.com/2017/03/01/m...

The Financial Celebration of Lent The financial celebration of Lent is something anyone can join in with. A time to learn, and a time to add not just remove from your lifestyle.

The Financial Celebration of Lent
A 40-day financial Lent challenge: reduce debt, rebalance, spend intentionally, give back.
#PersonalFinance #Lent #CdnEcon

www.canajunfinances.com/2016/02/10/t...

Financial Shrove Tuesday Mardi Gras or financial shrove Tuesday arrives, and what are you going to do about? Just eat pancakes or plan for a Lenten financial plan?

Financial Shrove Tuesday

Mardi Gras or financial shrove Tuesday arrives, and what are you going to do about? Just eat pancakes or plan for a Lenten financial plan? #CanFin #Lent
#Shrove www.canajunfinances.com/2011/03/08/f...

Christmas All Year Round Valentine’s Day spending proves we now live in Christmas all year round. Marketing never stops, and neither does the pressure to overspend.

Valentine’s Day proves it: spending season never ends. Be intentional. Love doesn’t require financing.
#PersonalFinance #ValentinesDay #CdnEcon
www.canajunfinances.com/2019/12/27/c...

Birthday Reflections: Embracing Aging Gracefully Raise a slice to yourself. This financial birthday checklist mixes humour and honesty to help you review wills, insurance, health, and life plans as you age. Not cheerful, but necessary.

Your birthday is a perfect time for a financial check-in: wills, insurance, health, paperwork, and life plans. Cake optional. Denial discouraged.
#PersonalFinance #AgingGracefully #CdnEcon #RetirementPlanning

My CRA Account - How hard is it to register? Now more than ever, you should get on-line access to your CRA account. With this you can know where you stand with them easily. It is important to get this now, as well, if you want to register for Vi...

Checked out #MyCRA account. #TFSA limits are not updated, assume #RRSP aren't either? Gotta love it.
#CanFin #Taxes #CRA

www.canajunfinances.com/my-cra-accou...

Blue Monday , the Bluest Day of the Year ? Blue Monday finances combine winter gloom, media fluff, and Christmas debt hangovers. January feels worse when money reality hits.

Blue Monday is marketing fluff. January money stress is not. Winter, bills, and Christmas debt explain enough.
#PersonalFinance #BlueMonday #CdnEcon

www.canajunfinances.com/2026/01/19/b...

Sometimes it's better to be lucky In life, many times we do not have control of the events in our lives, and many times it is better to be lucky, to survive.

Sometimes it's better to be lucky

A retrospective on my feelings of when #Nortel went into bankruptcy protection. Little did I know at the time just how #lucky I ended up being. #Canada #Tech #Bubble

www.canajunfinances.com/2009/01/15/s...

Nortel Teeters? As Nortel teeters (teetered) on the edge of oblivion was there much that anyone could have done about it? Not really, bad management had doomed it for years

It is over 16 years since Nortel took the Tech Exit door and declared #Bankruptcy. The impact of that is still being felt by many folks. Luckily another tech bubble could never happen #AI
#Nortel #TechBubble #Crash #CanFin #Investing

www.canajunfinances.com/2009/01/14/n...

Financial Stress and Sleep: Why Money Worries Keep Us Awake Money can be one of the big reasons that many folks end up losing sleep , but should it really be that big a worry for folks? Depends....

Financial stress doesn’t clock out at night. Money worries and sleep are tightly linked, and chronic stress has real health consequences.
#PersonalFinance #SleepHealth #CdnEcon #MoneyStress www.canajunfinances.com/2026/01/06/l...

Tangible Financial New Year’s Resolutions That Actually Work Having tangible financial new years resolutions is very important. Simply saying, "I'll do better", is not enough you need to make them real and measurable.

Financial New Year’s resolutions work when they’re measurable. Numbers, deadlines, and automation beat hope every time.
#PersonalFinance #MoneyGoals #CdnEcon #FinLit #CanFin

www.canajunfinances.com/2026/01/02/t...

Merry Christmas 2025 Celebrate the spirit of Merry Christmas 2025 with joy, family, and hope for peace in the world this holiday season. #Xmas #2025 #Christmas #YellowCard #Spending

Celebrate the spirit of Merry Christmas 2025 with joy, family, and hope for peace in the world this holiday season. #Xmas #Christmas #Merry #YellowCard #BigCajunMan #CanFin

Festivus Financial Airing of Grievances 2025 A Festivus financial airing of grievances for 2025. From market volatility and rising prices to scams, politics, and end-of-year money stress this is a Financial Festivus for the rest of us. #Festivus #CanadianFinance #MoneyHumour #HolidaySpending #FinancialLiteracy #CdnEcon #PersonalFinance #FestiveRant

It’s Festivus, and I’ve got financial grievances. Volatility, scams, tariffs, political weirdness, and Co-Workers still pitching bad ideas. The pole is up. Let’s rant.
#Festivus #PersonalFinance #CdnEcon #FinancialLiteracy #MoneyHumour

Ad blockers make online reading easier, safer, and far less annoying. Learn why tools like Pi-hole and browser blockers are now basic internet hygiene.
#AdBlocker #PiHole #OnlinePrivacy #WebSecurity #TechTips #DigitalLife #InternetSafety #ReadingOnline

The Dunning-Kruger Effect and Why We’re Not as Smart as We Think The Dunning-Kruger effect reminds us that we often overestimate our financial expertise. Real wisdom comes from knowing your limits, learning from mistakes, and ignoring bar-guy crypto pitches. Trust experience, track records, and evidence, not confidence alone.

The Dunning-Kruger effect is alive and well in Canadian personal finance. Confidence is cheap good advice isn’t. Slow down, ask questions, ignore Buddy's crypto pitch.
#DunningKruger #PersonalFinance #CdnEcon #InvestingWisdom

Celebrate the Slow Thinkers Slow thinking can help you avoid poor financial decisions. Learn why slowing down leads to better financial judgment and fewer costly mistakes.

In a world pushing instant decisions, slow thinking is a financial superpower. A pause can save you money, stress, and at least one terrible idea from your friend Craig.
#SlowThinking #PersonalFinance #CdnEcon #MindfulMoney
www.canajunfinances.com/2025/12/09/c...

Taboo Subjects With Kids Parents avoid talking about debt, but kids desperately need financial truth. Learn why teaching kids about debt early prevents costly mistakes later.

Parents avoid talking about debt but kids desperately need that knowledge. Teaching them how borrowing works (and what it costs) builds financial confidence, not fear.
#DebtEducation #Parenting #MoneySkills #CanadianFinance
www.canajunfinances.com/taboo-subjec...

Everybody's got a plan... February hits like a financial punch in the face. Learn how to survive RRSP season, debt hangovers, taxes, and money stress.

February is the annual financial punch in the mouth RRSP deadlines, taxes, and leftover Christmas debt. Here’s why it feels so brutal and how to dodge a few swings. Start planning, it's not long 'til SuperBowl!!
#Money #RRSPseason #Budgeting #CanadianFinance
www.canajunfinances.com/2008/02/06/e...

Debt Reduction: Solve the Right Problem Financially Remember, financially, as with most things in life, you need to solve the right problem, which means identifying the problem first.

Most people don’t have a debt problem — they have a wrong-solution problem. Painting the piano won’t tune it. Here’s how to fix the right financial issue.
#DebtReduction #FinanceTruths #CanadianMoney

www.canajunfinances.com/2025/12/02/d...