have you looked at your #RRSP lately? our #retirement savings are down 10% since #Trump attacked #Iran. Boomers & GenX don't have the time horizon to grow that back. And it's going to get worse. #cdnpoli #cbc

Did you know CWCF administers a Self-Directed Registered Retirement Savings Plan (SD-RRSP) and Self-Directed Tax-Free Savings Account (SD-TFSA) through the Common Good Capital Program? 💰️⁠Read full blog here: canadianworker.coop/cwcfs-common...

#workercooperatives #cooperatives #RRSP #TFSA

Please double-check the information in this post! I tasked one of my top AI Agents to pull this information together, which is in beta testing. #2025 #deadline #filing #GeorgianBayNews #march #Ontario #refund #rrsp #tax
georgianbaynews.com/ontario-rrsp...

#PersonalFinance #RRSP #TaxSeason #BudgetingTips #LoFiAesthetic #AdultingIsHard #MoneyMindset #FinancialLiteracy #CanadianFinance

TT Q&A: Can I take a year off from work and pull my living expenses from my RRSP?

#FinancialAdvisor #FinancialAdvice #FinancialEducation #FinancialPlanning #RRSP

Weekend Reading - The RRSP is not a tax trap - My Own Advisor In investing beyond a million dollar portfolio - I don't consider RRSPs a tax trap. Weekend Reading - The RRSP is not a tax trap.

Weekend Reading – The RRSP is not a tax trap www.myownadvisor.ca/weekend-read... #investing #RRSP

Do you still participate in RRSP season? - My Own Advisor Saving and investing beyond a million dollar portfolio has included using our RRSPs. So, do you still participate in RRSP season?

Do you still participate in RRSP season? www.myownadvisor.ca/do-you-still... #RRSP

If you haven't already...you might want to get on this next week!

I mean, assuming you want to lower your 2025 taxable income...

#FinancialFactFriday #FinancialAdvisor #FinancialAdvice #FinancialEducation #RRSP #Taxes #IncomeTax

New @BMO - @Pollara survey shows how #inflation and rising #costofliving is impacting Canadians' #retirement plans, forcing tradeoffs between #housing costs and #saving:

www.mpamag.com/ca/mortgage-... @bmomedia @BMO_media #rrsp #retirementsavings #personalfinances #saving

Things to Consider Before Making an RSP Contribution this Year – Schneider & Pollock Wealth Management Inc.

Whether you make use of your RSP room now or later depends on personal factors.

schneiderpollock.com/things-to-co...

#RRSP #TaxPlanning #TFSA #WealthManagement #PersonalFinanceCanada #FinancialLiteracy

rrspcontribution.ca

My favorite tool to calculate the ideal RRSP contribution

https://www.rrspcontribution.ca

#rrsp #reer

RRSP season reminder 👇

An RRSP isn’t tax-free — it’s tax-deferred.

Great in high-income years.
But withdrawals are fully taxable.

RRSP loan? Only if you can repay it quickly and use the refund to kill the debt.

Strategy > deduction.

#RRSP #CanadianFinance #TaxPlanning

Insta Q&A: Can you borrow money to invest in an RRSP?

#FinancialAdvisor #FinancialAdvice #FinancialLiteracy #FinancialEducation #FinancialPlanning #RRSP

Insta Q&A: What's the best way to take money out of your RRSP?

#FinancialAdvisor #FinancialAdvice #FinancialEducation #FinancialLiteracy #RRSP

My CRA Account - How hard is it to register? Now more than ever, you should get on-line access to your CRA account. With this you can know where you stand with them easily. It is important to get this now, as well, if you want to register for Vi...

Checked out #MyCRA account. #TFSA limits are not updated, assume #RRSP aren't either? Gotta love it.
#CanFin #Taxes #CRA

www.canajunfinances.com/my-cra-accou...

#Tax time is cutting close. File early to get your #refund early. Or find out how much #RRSP you should contribute to be most tax efficient before you file!! DM for details.

Insta Q&A: Does the HBP money have to be put back into my RRSP?

#FinancialAdvisor #FinancialAdvice #FinancialEducation #FinancialLiteracy #RRSP #HBP

Maximise your RRSP contribution by distracting your banker and then changing a bunch of numbers on their computer TORONTO – As another tax season approaches, financial experts suggest that the best way to prepare for retirement is to sneak a bunch of new numbers into your bank’s database and hope for the best. “When it comes to money, bigger numbers are usually better,” said one financial advisor who wouldn’t give us their name […] The post Maximise your RRSP contribution by distracting your banker and then changing a bunch of numbers on their computer appeared first on The Beaverton.

The 40-Year Retirement Shock! In today’s episode, Kanwaljit (Sunny) Kochar challenges the “old school” financial advice that fails to address the modern reality: Canadians are living longer but leaving the workforce earlier than ever. Facing a potential 40-year retirement, listeners will learn why traditional saving methods are insufficient against the new 2025 tax rules and rising cost of longevity. … Continue reading The 40-Year Retirement Shock! →

Mastering Decumulation: How to Safely Spend Your Nest Egg This episode of Rethink Your Retirement tackles the critical shift from saving to spending. Host Kanwaljit (Sunny) Kochar provides a roadmap for Canadian retirees, focusing on advanced, tax-efficient decumulation strategies. Learn about Spousal RRSPs, pension income splitting, and the powerful “RRSP Meltdown” technique to create a balanced income stream, maximize your lifetime wealth, and avoid … Continue reading Mastering Decumulation: How to Safely Spend Your Nest Egg →

Insta Q&A: Are RRSPs a rip off?

#FinancialAdvisor #FinancialAdvice #FinancialLiteracy #FinancialEducation #FinancialPlanning #RRSP

🟢 #Canadians🇨🇦 who stayed invested💰 this year saw solid gains, with average #RRSP portfolios rising between 6% – 10%, fueled by strong #TSX performance (~ +25% #YTD) & steady contributions.👏

✅️Smart #Policy means all
#Investors will thrive in 🇨🇦.
👉It's the best time to invest in 🇨🇦.
#cndpoli #cdnpoli

💹 #Canada🇨🇦 is winning big.🥂

🟢 #Investors who shifted funds from the 🇺🇸 to 🇨🇦 saw major gains. #RRSP

✅️The #TSX is up ~25% YTD, while 🇺🇸 markets barely passed 2–3%.

📈Canada’s🇨🇦 balanced #growth in AI, Energy, Materials & Clean Tech is paying off.👏
#Investment #Economy #cdnpoli #cndpoli #CanadianGrowth

A lavender pumpkin with the word "BOO" carved into it and lit up with an amber glow

Don’t be spooked by your finances! 🎃
CDIC protects eligible deposits within RRSPs. Learn more about what's covered: www.cdic.ca/depositors/whats-covered... #RRSP

RRSP or Mortgage Payment? Should you pay your mortgage or top up your RRSP first? Here’s the RRSP vs mortgage breakdown in Canada.

RRSP vs Mortgage the Canadian showdown that never ends. New math, same moral: balance beats bravado.
#RRSP #Mortgage #Finance #Canada

www.canajunfinances.com/rrsp-or-mort...

#awm #assadwealth #awmfacts #awmpodcast #finance #money #wealth #planning #halal #islamicfinance #awmboost #stocks #tax #cra #rrsp #financialplan #financialadvisor #canada #calgary

Effortless Investing for Canadians with Wealthsimple | iCanInvest.ca Learn how to invest smarter with low-cost ETFs on Wealthsimple. Your simple path to building long-term wealth.

(7/7)
I've laid out this entire playbook on a single page. It shows you exactly how to switch, what ETF to pick for your risk level, and how to do it all for $0 in commissions.

Get the free, step-by-step Canadian guide here:
www.icaninvest.ca

#CdnFinance #Investing #PersonalFinance #TFSA #RRSP

#awm #assadwealth #awmfacts #awmpodcast #finance #money #wealth #planning #halal #islamicfinance #awmboost #stocks #cfp #spy #halalretirement #groupretirement #employers #rrsp #pension #canada

Choices: ETF, Mutual Fund, Index Fund, GIC's, Stocks, Hedge Funds,... Choosing investment accounts in Canada can be overwhelming. Learn how to set up your RRSP the right way before deciding between ETFs, mutual funds, and more.

Choosing between ETFs, mutual funds, GICs, and more? Start here. This guide reminds you the real first step is setting up your investment accounts properly.
#PersonalFinanceCanada #InvestingBasics #TFSA #RRSP #MoneyTips #DIYInvesting #CanadianFinance

www.canajunfinances.com/2012/03/06/c...