Most Canadians pick the wrong RDSP—and it can cost them hundreds of thousands over time.
Your provider determines fees, flexibility, and long-term outcomes.
www.linkedin.com/feed/update/...
Do you know what yours is invested in?
#RDSP #CanadianFinance #WealthBuilding
#PersonalFinance #RRSP #TaxSeason #BudgetingTips #LoFiAesthetic #AdultingIsHard #MoneyMindset #FinancialLiteracy #CanadianFinance
RDSP Statement of Entitlement 2026 reminder: once a beneficiary turns 18, grants and bonds are based on their income, not the parent’s. Matching money matters.
#RDSP #CanadianFinance #DisabilityTaxCredit #CdnEcon
RRSP season reminder 👇
An RRSP isn’t tax-free — it’s tax-deferred.
Great in high-income years.
But withdrawals are fully taxable.
RRSP loan? Only if you can repay it quickly and use the refund to kill the debt.
Strategy > deduction.
#RRSP #CanadianFinance #TaxPlanning
Parents avoid talking about debt but kids desperately need that knowledge. Teaching them how borrowing works (and what it costs) builds financial confidence, not fear.
#DebtEducation #Parenting #MoneySkills #CanadianFinance
www.canajunfinances.com/taboo-subjec...
50/30/20 Rule: Spend 50% on needs (rent, groceries),
30% on wants (fun stuff, treats),
20% on savings/debt (TFSA, RRSP, loans).
Balance life —DM for a custom plan!
#SmartTipTuesday #CanadianFinance
February is the annual financial punch in the mouth RRSP deadlines, taxes, and leftover Christmas debt. Here’s why it feels so brutal and how to dodge a few swings. Start planning, it's not long 'til SuperBowl!!
#Money #RRSPseason #Budgeting #CanadianFinance
www.canajunfinances.com/2008/02/06/e...
Weddings have become debt traps. Here’s why keeping it simple might be the smartest financial decision you make before saying “I do.”
#WeddingCosts #DebtFree #CanadianFinance #MoneySense #FrugalLiving
www.canajunfinances.com/2025/11/24/w...
Seniors and Debt
If your retirement plan includes “keep paying debt until I die,” you need a new plan.
#Retirement #CanadianFinance #DebtFree #MoneyMatters
www.canajunfinances.com/seniors-and-...
ChatGPT's version of Lifestyle creep and budgeting, allegedy a version of me too?!?!
Budgeting doesn’t need to be a spreadsheet nightmare. Spend less than you make. Track where it goes. Live below your means and stay smug about it.
#Budgeting #Money #DebtFree #CanadianFinance
#LifeHacks
www.canajunfinances.com/best-budgeti...
🚨 BREAKING: Birch Hill Equity Partners and Brookfield Asset Management complete $2.9B acquisition of First National Financial, one of Canada's largest mortgage deals in 2025. Founders retain 19% stakes each. #CanadianFinance #PrivateEquity #MortgageIndustry
shorturl.at/EtTjC
#awm #assadwealth #awmfacts #awmpodcast #finance #money #wealth #planning #halal #islamicfinance
#financialplanning #investsmart #canadianfinance #wealthbuilding #financialadvisor #investmentaccounts #investing #calgary #alberta #canada
Remember 2016? Tuition was brutal, Apple dropped the headphone jack, and BoC was printing hope. Some things change, others just get pricier. #TuitionWatch #StudentDebt #CanadianFinance #LooseMoney #BackToSchool #AppleNonsense #MoneyTalk
www.canajunfinances.com/2016/09/09/i...
Still getting unsolicited credit card cheques? They're legal. They're sketchy. And they go straight in the shredder.
#CreditCardTips #CanadianFinance #UnsolicitedMail #MoneyTrap #FrugalLiving #PaperShredderTime
www.canajunfinances.com/2012/05/09/c...
Financial advice from a comedian? Turns out, they were right. Here’s how passive investing in Canadian banks turned out to be no joke.
#PassiveInvesting #CanadianFinance #DRIP #IndexFunds #MoneyTips #BankStocks
www.canajunfinances.com/2013/01/16/f...
Choosing between ETFs, mutual funds, GICs, and more? Start here. This guide reminds you the real first step is setting up your investment accounts properly.
#PersonalFinanceCanada #InvestingBasics #TFSA #RRSP #MoneyTips #DIYInvesting #CanadianFinance
www.canajunfinances.com/2012/03/06/c...
#awm #assadwealth #awmfacts #awmpodcast #finance #money #wealth #planning #halal #islamicfinance #awmboost #stocks #cfp #spy #halalinvestingcanada #canadianfinance #halalwealth #muslimfinancecanada #shariahcompliantinvesting #canadianinvestors #halalmoney #ethicalinvestingcanada #muslimwealthcanada
#awm #assadwealth #awmfacts #awmpodcast #finance #money #wealth #planning #halal #islamicfinance #stocks #cfp #spy #tfsa #investsmart #canadianfinance #investingincanada #smartmoneymoves #personalfinancecanada #taxfreesavingsaccount #canadainvesting #moneytipscanada #financialfreedomcanada
#awm #assadwealth #awmfacts #awmpodcast #finance #money #wealth #planning #halal #islamicfinance #stocks #cfp #spy #CPP #RetirementPlanning #FinancialTips #CanadianFinance #SmartMoneyMoves #CPPBreakEvenAge #Calgary #Canada
Many retirees die with 75–80% of their nest egg untouched.
Fear of running out keeps them from spending and enjoying their money.
Retirement should be lived, not feared.
#retirement #financialplanning #moneyanxiety #canadianfinance
Canadian Government Pledges to Advance Open Banking Legislation at 'Earliest Opportunity'
ainewsbrew.com/article/4600
#OpenBanking #CanadianFinance #Fintech #ConsumerRights #FinancialInnovation #DigitalBanking #CanadianEconomy
cashfirst Finance: “step 1 is your first $1,000…. What’s step 0!?”
#personalfinance
#personalfinancetips
#personalfinancecanada
#budget #cashfirst #budgeting
#moneymanagement
#canadianfinance
cashfirst Finance: “looking everyday = no surprises!”
#personalfinance
#personalfinancetips
#personalfinancecanada
#budget #cashfirst #budgeting
#moneymanagement
#canadianfinance
For an article for @theijf.org I'm looking to speak with industry watchers about the #Honda EV project postponement and its implications for the Canadian auto industry.
Feel free to contact maeve.ellis@theijf.org #Canada #tariffs #CanadianFinance #CanadianEconomy
A woman is sitting at her desk reviewing her financial statements.
💰 Financial literacy is key to empowerment, especially for women 55+. Taking control of your finances leads to greater freedom and security. Whether it’s planning for retirement or building wealth, it’s never too late to start!
#FinancialEmpowerment #WomenAndWealth #CanadianFinance #Women55Plus"
An image of Monika Chestnut smiling in a brown knitted sweater and a PWHL toque.
I am a Queer, caffeinated insurance &investment broker here to make insurance, investing & money actually make sense. Ont-based and focused on empowering people on their financial journey. Let’s talk life, wealth, & why ‘it’ll never happen to me’ is a terrible financial plan. #CanadianFinance
Breaking a mortgage early? 🚨 You might face a penalty. Lenders charge fees to cover lost interest when you end your term early.
💡 Always check your mortgage terms or chat with a broker before making changes
#MortgageTips #CanadianFinance #MortgageAdvice #LendToday
Not sure where to stash your cash? Here’s a quick breakdown to help you decide!
blog.moneyeva.com/how-to-choose-between-tfsa-and-rrsp-a-beginners-guide-to-canadian-savings/
#TFSA #RRSP #CanadianFinance #MoneyTips #RetirementPlanning #InvestSmart