mortgagesbycarl.bsky.social

@applyhtx.com

2 weeks ago

Self-employed Houston buyers — timing matters.

Lenders qualify you on taxable income.
Heavy write-offs lower that number.

The conversation to have with a lender:
before tax season, not after you've already filed.

#SelfEmployed #HoustonMortgage

mortgagesbycarl.bsky.social

@applyhtx.com

1 month ago

Rent vs. own in Houston right now:

Avg 3BR rent: $1,700–$2,100/mo
Owning a comparable home: often within $200–$300 of that

One of those payments builds equity.
The other doesn't.

The gap is smaller than most people assume.

#HoustonHomes #HoustonMortgage