Talking to a financial advisor in a couple of weeks…. #RetirementPlans #KiaMāori #ReoMāori #Kikorangi #Wāhine #Kuia #MāoriSky #Skybrarian

Kathleen Salas Bass explains that IRS audits don’t always target the most recent plan year—sometimes they go back several years. 

It’s often difficult to find older records, which makes preparation critical. 

#IRSAudit #BenefitsPlans #HRCompliance #PlanSponsor #RetirementPlans

Your 401(k) could shrink due to climate risks. A lawsuit argues that your employer has a duty to protect it A novel legal challenge alleges that a real estate company breached its duties by failing to protect retirement savings from climate-related financial risks.

Major new lawsuit: employer failed its fiduciary duty and prudently manage
climate-related financial risks within its staff retirement plan.
#FossilFuelDivestment
At issue: fiduciary obligation.
#FIDUCIARYDUTY
#CLIMATERISK
#FINANCIALRISK
#RETIREMENTPLANS
More nxt🧵
www.fastcompany.com/91503468/you...

Your 401(k) could shrink due to climate risks. A lawsuit argues that your employer has a duty to protect it A novel legal challenge alleges that a real estate company breached its duties by failing to protect retirement savings from climate-related financial risks.

📣Breaking:

Landmark lawsuit alleges huge US real-estate firm breeched its' fiduciary responsibilities by failing to protect its worker's retirement funds from climate risks.
share.google/xfum9ZbNbHa5...

#FiduciaryDuty
#ClimateRisk
#RetirementPlans
#FinancialRisk
#Safe401Ks

More👇🏾

7 Surprising Ways Retirees Are Using AI To Make Money and They Aren't as Hard as You Might Think | Flipboard yourlifestylelibrary.com - AI is here to stay, and we either embrace it and make it our friend or we don’t. It’s like many other innovations, such as the Internet. I remember …

flip.it/sA-LSy Start thinking of AI as your assistant instead of the enemy. A food processor didn’t replace cooks. It just meant that kneading dough took a lot less time. #flipboardusergroup #income #makemoney #howtomakemoney #aitomakemoney #aimarketing #retirement #makemoneyonline #retirementplans

Puerto Rico Department of the Treasury Announces 2026 Limits on Qualified Retirement Plans | Littler On February 20, 2026, the Puerto Rico Department of the Treasury issued Internal Revenue Circular Letter No. 26-03 (“CL IR 26-03”) announcing the applicable 2026 limits for Puerto Rico qualified retir...

Puerto Rico’s Treasury has released the 2026 limits for qualified retirement plans, with key changes that may affect employer compliance. If you sponsor PR plans, now’s the time to review what’s new. https://bit.ly/4b3RBoS #RetirementPlans #PuertoRico #HRCompliance #EmployeeBenefits

Doll Lank explains that internal committees managing retirement plans should meet mid-year with their professionals—such as registered investment advisors and plan administrators— to prepare for upcoming IRS or Department of Labor changes. 

#RetirementPlans #PlanCommittee #HRCompliance

Americans prioritizing health care costs over retirement Two in three survey respondents (66%) said they have not been able to contribute to their savings as much in the past six months due to the current economic environment.

The majority of Americans are prioritizing saving for health care expenses over other financial goals due. #MedicalCosts #RetirementPlans

Kathleen Salas Bass explains that every few years, the IRS requires plan sponsors to adopt interim amendments to keep their retirement plans in line with new laws. 

#IRSCompliance #RetirementPlans #InterimAmendments #PlanUpdates #EmployeeBenefits

Kathleen Salas Bass shares that each type of benefit plan has specific notice requirements. 

For example, Safe Harbor and auto-enrollment plans require annual notices before the new year.

#RetirementPlans #BenefitsCompliance #PlanAmendments #SafeHarborPlans #HRUpdates

Gen X faces largest retirement savings gap of any generation On average, Gen Xers expect to retire with $711,771 saved — far short of the $1,116,747 they believe is necessary for a comfortable retirement.

"While many #BabyBoomers have #pension plans that provide an income for life, #GenerationX entered the workforce as pensions were being replaced by #DefinedContribution plans and before features like auto-enroll and auto-escalate became common." And it's showing. #RetirementPlans

Almost 1 in 4 recent hires don’t know what a 401(k) is Retirement anxiety is also rising, with 63% of recent hires expressing concern about running out of money in retirement.

Nearly one in four recent hires are unable to correctly identify a #401k as an employer-sponsored retirement plan. Retirement anxiety is also rising. #FinancialWellness #EmployeeBenefits #RetirementPlans

Kathleen Bass explains that recent legislation created both mandatory and optional
changes for employee benefit plans. 

#EmployeeBenefits #WorkplaceLaw #RetirementPlans #HRDirectors #ERISA

Doll Lank points out that in just a few years, two major laws—the SECURE Act of 2019 and SECURE Act 2.0 in 2022—introduced more than a thousand changes to retirement plans. 

#EmployeeBenefits #SECUREAct #RetirementPlans

I’m watching so many FB & IG posts about campervans recently that last night I dreamt I was touring about Scotland & Ireland in one of my own… I even had a little Westie with me 🐶😍 #retirementplans

Miniature wargame fans are refighting WW1 using 15,000 toy soldiers and their yards as the battlefield A Chicago-based gang of tabletop wargamers are digging actual earthworks to accommodate their colossally ambitious custom campaigns.

It's a shame that I read this on my birthday instead of the week or so I needed to do this ON MY BIRTHDAY. Also #RetirementPlans

www.wargamer.com/miniature-wa...

Kathleen Bass explains that when buying a company, employee benefits should never be overlooked. Retirement plans in particular can carry hidden liabilities if they are not reviewed during due diligence. 

#EmployeeBenefits #BusinessSale #RetirementPlans

@olshanlaw.bsky.social CLIENT ALERT: IRS Announces 2026 Retirement Plan And Other Benefit Limitations
#OlshanLaw #ClientAlert #IRS #RetirementPlans #ERISA #EmployeeBenefits

lnkd.in/ewZgCvWX

Doll Lank explains that federal law creates strict rules for retirement and benefits plans. Some mistakes have no statute of limitations until a plan is terminated or reported to the IRS.

#EmployeeBenefits #ERISA #RetirementPlans

Kathleen Bass points out that large layoffs don’t just affect employees’ jobs—they can also trigger special retirement plan rules. 

A significant layoff may count as a “partial termination,” requiring certain benefits to vest immediately. 

#EmployeeBenefits #Layoffs #RetirementPlans

Is the retirement dream dying?

Full discussion here 👉 linktr.ee/ohgodwhatnow...

#retire #retirement #retirementplans

Advisors Face New Conflict of Interest Challenges Recent litigation reveals how third-party conflicts impact advisor-client relationships. Advisors must look beyond their own practices to protect clients

New litigation reveals hidden threats to 401(k) participants. Recent cases show why independent fiduciary advisors are more valuable than ever. Who can you trust?
spr.ly/63326A0DNe
#ERISA #RetirementPlans

#Ai #TechBubble #USStockMarket #401K #RetirementPlans #Americans #AmericanVoters #USTAXPAYERS #AmericanTaxpayer #USVOTERS #USCITIZENS #AmericanWorkers #AmericanFarmers
youtube.com/watch?v=vJCj...

Don’t Leave Your Retirement Savings Behind: How to Track Down Lost 401(k)s financialnewsweek.com/2025/10/04/d... #401k #retirementsavings #retirementplans

Hardships, early withdrawals and loans | Internal Revenue Service Information about hardship distributions, early withdrawals and loans from retirement plans.

FYI: #HardshipLoans #401kWithdrawls #Retirementplans
"must be paid back to the borrower’s retirement account under the plan."
"The money is not taxed if loan meets the rules & the repayment schedule is followed." #Profitsharing #403b #457b plans may offer loans. Source⬇️
www.irs.gov/retirement-p...

Fresh data. Real trends. Future focus.
Get inside the minds of 1,000+ plan sponsors at the #25SYMP.

You don’t have to be a CEBS graduate to attend, just ready to learn! Register today: www.iscebs.org/symposium

#CEBS #CEBSgoals #ComplianceAlliance #ISCEBS #Benefits #RetirementPlans #AI #CD #Canada

US SEC would set up guardrails for private investments in retirement plans, chairman says NEW YORK -The U.S. Securities and Exchange Commission is prepared to work with the Labor Department to establish guardrails for investors if they gain greater access to private markets in retirement plans, the agency’s chief said in a CNBC interview on Monday. "We can work with the Department of Labor to help to have good guardrails" for people to offer greater access to private markets for individual investors, SEC Chairman Paul Atkins said when asked about reports that President Donald Trump plans to sign an executive order to make private-firm investments more accessible in retirement plans. Private firms do not have the same level of required disclosures as public companies and are prone to valuation issues, so the SEC has historically restricted their access to mainstream investors. "We need to make it so that individual investors are relying on fiduciaries to help them put these sorts of products, if they wish, into their long-term savings and retirement plans," Atkins said. With valuations skyrocketing in 2024, many investors are uneasy putting more money into stocks. Unsure where to invest next? Get access to our proven portfolios and discover high-potential opportunities. In 2024 alone, ProPicks AI identified 2 stocks that surged over 150%, 4 additional stocks that leaped over 30%, and 3 more that climbed over 25%. That's an impressive track record. With portfolios tailored for Dow stocks, S&P stocks, Tech stocks, and Mid Cap stocks, you can explore various wealth-building strategies.

Click Subscribe #USSEC #RetirementPlans #PrivateInvestments #InvestingNews #FinancialRegulations

The White House is preparing an order to allow private equity investments in 401(k)s! 🏛️💰 #WhiteHouse #PrivateEquity #RetirementPlans #Investments

archive.is/utUJW

Trump order to help open up retirement plans to private markets, WSJ reports © Reuters. U.S. President Donald Trump speaks with reporters, as he departs for travel to Pennsylvania from the South Lawn at the White House in Washington, D.C. U.S., July 15, 2025. REUTERS/Jonathan Ernst The Trump order would instruct the U.S. Labor Department and the Securities and Exchange Commission to provide guidance to employers and plan administrators on including investments like private assets in 401(k) plans, according to the WSJ report. With valuations skyrocketing in 2024, many investors are uneasy putting more money into stocks. Unsure where to invest next? Get access to our proven portfolios and discover high-potential opportunities. In 2024 alone, ProPicks AI identified 2 stocks that surged over 150%, 4 additional stocks that leaped over 30%, and 3 more that climbed over 25%. That's an impressive track record. With portfolios tailored for Dow stocks, S&P stocks, Tech stocks, and Mid Cap stocks, you can explore various wealth-building strategies.

Click Subscribe. #Trump #RetirementPlans #PrivateMarkets #InvestmentNews #EconomicPolicy