4/4 Read the full analysis by former banker K. Srinivasa Rao for BasisPoint Insight: Risk-Based Deposit Insurance Framework Could Reshape Bank Behaviour
#BankingInsights #financialstability
Fintechs Are Zeroing In on Everything Big Banks Aren’t onlinemarketingscoops.com/2026/01/08/f...
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#fintech #bankingnews #FinanceUpdates #financialnews #BankingIndustry #MoneyMatters #BankingInsights #BankingTrends #EconomicNews #BankingSector #InvestSmart #FintechSolutions
Bankeration’s annual wrap-up is out. We take a look at the signals shaping banking as 2025 closes and 2026 begins, from megabanks and AI to M&A, bank branches, and security – all in a 12-minute read. open.substack.com/pub/bankerat... #banking #bankinginsights #AIinBanking #Stablecoins #Regulation
The U.S. government shuts down, Treasury rates drop, mortgage rates rise, bank reserves go sub- $3 trillion, Hill is in, Harris is out, and a push for cybersecurity legislation. open.substack.com/pub/bankerat... #banking #financenews #bankinginsights #Regulation #CyberSecurity #Regulation
This week: the CFPB deregulates, weak jobs data drives Fed cut bets, reciprocal deposit networks compete, and the U.S. adopts crypto — all in a five-minute read. open.substack.com/pub/bankerat... #banking #bankingnews #financenews #bankinginsights
Earnings land, capital cushions ease, rates dip, Trump ousts Cook, FHLB boards shrink, debanking crackdown sharpens, and Google debuts a Layer-1 — all in a five-minute read. open.substack.com/pub/bankerat...
#banking #bankingnews #bankinginsights #financenews #crypto #blockchain #debanking
The Fed loses on Durbin, debanking returns, deposit insurance reform resurfaces, Miran tapped for Fed Board, credit stress steady, and crypto ATM scams rise — all in a five-minute read. open.substack.com/pub/bankerat... #banking #bankingnews #bankinginsights #financenews #stablecoins #cryptocurrency
This week: rates stay put, Open Banking gets a new rule-making push, Trump releases his crypto roadmap, and FS-ISAC says: beware of spiders – all in a five-minute read.
open.substack.com/pub/bankerat... #banking #bankingnews #bankinginsights #financenews
This week: bank earnings, stablecoin legislation, and a bunch of regulatory announcements – all in a five-minute read. open.substack.com/pub/bankerat...
#banking #bankingnews #bankinginsights #financenews #stablecoins
Gould is in at the OCC, the Fed considers the meaning of “well managed,” States make CRA and earned wage access laws, JPMorgan charges fintechs for data, and the Senate seeks clarity on crypto rules.
open.substack.com/pub/bankerat...
#banking #bankingnews #bankinginsights #financenews
"Financials just dropped & 💰 talk is ON! 📈 #RevenueRevolution #BankingInsights Keep your eyes peeled for the next big move in the market 🧐✨" learn how i got $1256 grant for my business: tinyurl.com/financialhel...
Stress tests come up roses, leverage ratios drop, merger rules rewind, BNY tests the waters, Fannie & Freddie make a fintech, cyber risk rises, FedNow ups limit, Santa Anna National Bank fails, and Palmer Luckey tries his hand at banking. open.substack.com/pub/bankerat... #bankinginsights #banking
This week: the GENIUS Act clears the Senate, rates hold steady, CRE distress is back in the limelight, and JPM announces a blockchain-based deposit token – all in a five-minute read. open.substack.com/pub/bankerat...
#banking #bankingnews #bankinginsights #financenews
This week: World Bank cuts forecasts, D.C. is legislating, Bowman takes a stab at Basel III, CFPB gets thrown out of court, SBA nears a limit, CT says “no” to bitcoin, and everyone gets a stablecoin.
tinyurl.com/BNR-25-Week24
#banking #bankingnews #bankinginsights #FinanceNews
Bankeration's latest post is out. This week: Wells Fargo breaks free, Bowman is confirmed, cash reserves fall at large corporates, open banking makes strides, crypto legislation hits snags – all in a five-minute read.
open.substack.com/pub/bankerat...
#Banking #BankingNews. #BankingInsights
This week: Musk exits DOGE, bank earnings are in, rates pull back, the SEC tackles staking, stablecoins keep the momentum going, and Maryland gets an EWA law—all in a four-minute read.
BNR – 2025: Week 22 open.substack.com/pub/bankerat...
#Banking #BankingNews #BankingInsights
Our latest post is out. This week: rates stay put, McKernan heads to Treasury, stablecoin bills hit a snag, the OCC merger rule is nixed, consumers stay skittish, junk debt gets hot, and bank branches come and go.
open.substack.com/pub/bankerat...
#Banking #BankingNews #BankingInsights
Taking a look back at a historic first quarter, and a glimpse forward at 2Q 2025. Our latest post is out!
Quarter Turn - 1Q 2025 open.substack.com/pub/bankerat...
#banking #bankingnews #financenews #bankinginsights
The headline and quote from Bankeration's blog post: De-banking and the Org Chart. Senator Bernie Moreno called banks cowards for letting regulators push them around. Davis Polk's Meg Tahyar warned us years ago that we were setting the stage for exactly this outcome.
As the #debanking debate unfolded, Senator Bernie Moreno wondered why banks didn't push back. Davis Polk's Meg Tahyar warned we were on this path in 2019.
Read my short blog here: tinyurl.com/y5utp3zf
Read Tahyar's article here: tinyurl.com/5n8utz82
#banking #bankinginsights
AI adoption in banking is accelerating! A 100-acre AI data center in Utah secured a $2B construction loan, doubling the size of past projects. www.wsj.com/real-estate/...
Will AI redefine banking faster than we think?
#AI #Fintech #BankingInnovation #BankingInsights
🚀 Bankeration is Growing—Thanks to You! 🚀
A huge thank you to everyone following along! Your support, shares, and insights make this journey incredible. Excited to keep bringing you big-picture banking insights. More to come!
bankeration.com
#BankingInsights #ThankYou
The 10-Year Treasury yield hit 4.8% last week, putting pressure on floating-rate CRE loans. At the same time, 30-year residential mortgage rates rose above 7% for the first time since last spring.
Are banks prepared for another cycle of rising rates?
#InterestRates #CRE #BankingInsights